My car has been written off, the insurance company contacted me today and made an offer which i accepted?

Ansell A

TBH - that sounds like a fair price to offer you.

You can call and try and get more but there is then the chance they will lower their offer.

ANDY

Hello

Go to Parker's Guide and enter your vehicle details in the used car prices section. It is similar to the one they use and will give you a guide price.
As you may have paid over the odds when you bought it.

We do not know what car you have so how do you expect us to know what it is worth?

Andy C

MUNCHKIN

Sounds like a very good offer the way things are going on in the world? you have to think again as there next offer might even be less!!
its the value of the car? not how much you paid for it.

Bardic

I'm afraid their offer is not linked to what you paid to it, it's linked to what its value is at present in its pre-accident condition and in the current market. Andy gives you a link to check it out for yourself. You don't tell us what the car is so we cannot tell you how good or otherwise the offer is.

bajakma

You have until you cash their check to change your mind, as long as you return their check to them, you will probably need a valid reason th change your mind,( they omitted equipment, they are worth more in your area) they usually base their offer on a average of 5 or more vehicle selling prices in your area.

taz c

Best call THEM & ask - you might not get an accurate answer here.

Cap'n Pugwash

How much did you say your car was worth when you insured it ?

You won't get more than that.

Otherwise, what's the difference ?...., if you are arguing about a couple of hundred quid, money in the bank is worth more than a sometime/ maybe/ never higher figure

Take it.

J G

Go on then, what exact car & what was the offer?
Ther's no point in saying what they've offered without letting us know the car they've offered it for...

Michael S

You can recall your decision to accept the offer. Be quick though as they may tell the garage looking after the car to send it to the crusher!

Looks like you will be out of pocket though as insurers rarely increase an offer.

Good luck

Sarah P

even though you paid Â£3000 last year it wont be worth that now because of depreciation/wear and tear

its the same as if you bought a new car for Â£12000 and drove it for a few months...you wouldnt sell it for Â£12000 cos it has more mileage/wear and tear than when it was new

the insurers offer is final unless you can find a car in the autotrader or something that is the same make model year etc and they are selling it for more than what they are offering

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