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My car was parked on the street and someone hit it. Insurance questions!!!?
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My car was parked on the street and someone hit it. Insurance questions!!!?

Obviously im not at fault . I have full coverage insurance and the people who hit me have liability. I know that their insurance will cover my car but will I still have to pay my deductible even if I am not at fault??


    




Luna & Lawnboy
No, you will not. The deductible applies to claims made under your policy.


smcgilli
Rating
no


Gerald
NO -- you file the claim for damage on the other party insurance company. Please tell me that you have a police report???


oklatom
Rating
No, since you know who hit you, give that information to your insurance and they will collect your damages from the at fault party's insurance company.


Estela A
If you know who did it you take their info and you don't have to pay at all but if you don't know who did you call your insurance and you tell them what happened and you still have to pay the deductible


CARL G H
Rating
no your deductable applys to an accident your responsible for not when hit by someone else. you may have to fight for getting it fixed correctly to your satisfaction though.


EmoRock
Rating
well you could go thru there insurance and pay mothing or you could go through your insurance and then youll have to pay your deductable and the only way to recover you cost of paying for your own deductable is to sue the person that hit you and that that.. but u need to call his insurance company and see if your really covered and if thay will pay for everything cause if not youll be stuck on your own insurance and will have to sue to recover damages or to recover the deductable that u paid..


Honda & G35_Tuner
Yes, i think you would still have to pay your deductible.


Rocketman
no but there might be a problem you are parked on the side and the car is facing the traffic coming b/c then you would be at fault
other than that there should be no problems





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