My car was stolen but I never reported it to my insurance company.?

notagain

RAWR! said "your retarded"

LOL this person called you a retard and he doesn't know the difference between your and you're.

photog

The insurance company will tell you to take a hike probably as it should of been reported at the time.

Muttahhar Dar

Well,It depends upon the policy of your insurance company

Heidi

Pull out your old policy and review it for deadlines on reporting. The policy covers the car that it insured at the time of the incident, so the fact that you transferred it to a different vehicle shouldn't matter (depending on the state). The problem will be that most insurance companies require you to report an incident within a matter of days.

Dan B

There's probably a provision in your policy that states that if your car is stolen, destroyed or otherwise rendered not drivable, you have a certain number of hours (24/48) to report it status. Three months late and you could be denied coverage - saves them money on your claim. There are rules and stipulations they want you to play by and adhere to.

You can file a claim and hope for the best.

manny m

just have youre police report ready and call youre insurance and next time call them after the police not 3 months after

Gambit

You can still file a claim, however you've given a fantastic reason for the insurer the launch a fraud investigation and/or deny the claim. Normally if a car isn't recovered in the first 72 hours then the chances of getting it back are remote, therefore you had no legitimate reason to not report it to your insurer in a timely fashion.

Kizzy

Why would you not report it? Do you carry comprehensive or theft coverage? If so, your carrier owes you for 'actual cash value' of the vehicle.

If you don't carry theft or comp, for your own protection you need to report it. If.....If someone is driving that vehicle around and has an accident and it's not reported, you could be liable for the other parties damages.

staytrue

lol

yogiraj

Yes. Please enclose the copy of the police report with your claim.

man290663@btinternet.com

You have now insured a new vehicle and claims cannot be backdated - yu can only claim now for your new car.

you should have claimed before transferring the insurance !!

you have lost your right to claim - however some insurer's may do a goodwill gesture and still allow you to claim..

Mim

I doubt it I think you would be prosecuted for deception.

bajakma

as long as the police report is available to the insurance company they should be willing to process the claim, contact them because it sounds like you still have a policy with them just on a different vehicle.

sdyer0607

yes you can still make the claim just talk to your insurance company

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