My car was stolen last nov.ins paid sept 20th 2006?
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My car was stolen last nov.ins paid sept 20th 2006?
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the problem is i was paid value of car on sept 20th 06 which was 1100 dollars less than it was worth on nov 05.shouldnt i have been paid the value of it on the claim date. nov 2005?
Additional Details
11 months later i was paid
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SPLATT
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Yes. The price they paid you should have been the value as of the date of the theft. Sue them in small claims court. |
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oklatom
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First, what makes you think your vehicle was worth that much more 2 months earlier? I doubt it would depreciate that much in 60 days. But if your claim is true, and it was worth that much more at the time of loss, indeed you do have a claim, since insurance is supposed to give you the value of the vehicle at the time of loss.
I'd start by asking (asking, not demanding) some questions about the amount of the settlement and how it was arrived at. Then go from there. |
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JMac
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Yeah, that's Insurance Companies for ya, quick to take our money, hate to give us any back! If it makes you feel any better, my insurers just wrote off my van because of a small dent on the fender, their reason?....it would cost more to fix than the value of the van! I would question why they haven't paid out the full value though. Best of luck! |
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write2kimberlymueller
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YES. The value of the car is at the time of loss. Refuse settlement - dont cash the check - until it has been addressed by the insurance company. If you cash the check - youre done with any negotiating power. |
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einreb
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And the winner is the insurance company. Its called legalised theft |
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mix man
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lol yes |
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PeppermintandPopcorn
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Car's don't depreciate a lot within a month.
Check out nada.com or bluebook.com to check your actual cash value of the car. They ask your claim agent how he came to the price he gave you. |
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