My mum was caught with no insurance but was unaware it was cancelled as she didn't get the letter?
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My mum was caught with no insurance but was unaware it was cancelled as she didn't get the letter?
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Her partner is the main driver on the insurance can he get done as well as my mum? she has a disabled child, never had any criminal convictions and always had insurance cover, she generally didn't receive notice from the insurance company.
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Ansell A
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The only reasons the insurance would be cancelled would be for non-payment or there was false information supplied on the application.
In either case the insurance company would have written to you - probably more than once in the case of none payment.
Sorry - no insurance then if caught a large fine and 6 points minimum. |
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Discovery
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It is unfortunately your mums responsibility to know she has insurance. Not receiving a letter is unfortunately not an excuse in the eyes of the law. I hope it all works out for her. |
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smalery
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Shouldnt matter if you get the letter or not.... if you didnt pay the bill you can pretty much figure out that they are going to cancel the policy. |
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Mummy to 3 Girls & 1 Boy :0)x
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i think they are both screwed, if the insurance policy was cancelled for whatever reason, once you get caught by the police and charged it goes on your record and its unlikely that any insurance company will insure you..
being caught with no insuance is far worse than being caught dui.. |
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Bardic
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I'm afraid I agree, it's not good news. The courts take the view that it is the driver's responsibility to ensure that he/she is covered. They are also unimpressed with the frequently-trotted out excuse "I didn't receive a letter", usually employed by those who take out a policy to get the paperwork and then fail to maintain payments. I'm sure that's not the case for your mum, but that is the view taken. |
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lizziebeth
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It is always the drivers responsibility to make sure the vehicle is insured for them...no excuses. |
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reneem1954_2000
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I agree with others. She is responsible. Who ever has the insurance should have known anyway. I know my insurance is due in August and February. Whether I get a letter or not I know. Maybe the courts will make or the insurance company may make payment arrangements. Doesn't hurt to ask. |
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The original Peter G
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If she was able to produce a valid ie: in date insurance certificate that should be enough to minimise or even get off the charge. However it is the DRIVER's responsibility to make sure there is insurance. If the policy was actually held by someone else and they knew it had been cancelled then they as well will be charged. Maybe she needs a new partner? I would suggest SHE gets solicitors advice as the future problems could be quite bad |
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Johnny
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Unfortunately I think she could get charged. |
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david h
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Why was the insurance cancelled ? |
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welcome news
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The driver of the vehicle will be prosecuted for having no insurance. If the owner of the vehicle is someone else then they will be prosecuted for 'causing or permitting' someone to drive without insurance. |
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Bubba
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I'm sorry but your stinking mother has been irresponsible and caused your precious heart deep pain---Bubba is so sorry for you. |
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