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My wife had a car crash.she didn't have insur. she went a week later and got some. is this insurance fraud?
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My wife had a car crash.she didn't have insur. she went a week later and got some. is this insurance fraud?



    




simey4u
Not technically, but if she then made a claim for the accident, it would be fraud because she didn't have the policy when the accident happened.


King Fitz
Its only fraud if they find out. Posting it on the Internet does not help your cause.


popcorn674
Rating
this would be hard to do because the police report whould state date of accident


huevones3
yes, if she got it and failed to disclose this information, then later tried to file a claim on it.

But there's no crime in simply getting car insurance a week later.

Insurers insure against future risks, not present or past risks/accidents.


mx3baby
It could be interpreted that way. Hopefully she didn't lie to the insurance company about her situation. What about the other vehicle involved?


jatz46
Unless she told the agent that the car was damaged in a crash, then yes, it would be fraud. But then again, they will know by police reports that the car was indeed crashed on a certain date, and the car recieved insurance on a later date, and, etc. etc. They will most likely ask, hey, whats the deal?


Mistress Mychel
Rating
only if she is claiming she had it during the accident


Informer
if you are trying to report the crash as insurance covered then YES you are 100% committing insurance fraud.

the real question is: will you report it anyway?





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