My young daughter was in car and by mistake she put the car in gear and hit the tree?

I started the engine of car and stepped outside. My younger sister was in car and by mistake she put the car in gear. The car hit the neighbours tree and deck and stopped. Slight damage was done both to the car and deck. Somebody called the police so they took report. No body was injured, so every one walked away. One week later now I get a call from insurance company that I shall give details of accident. I dont want to claim anything. Please advise that what shall I say to insurance company representative?

Mulysa

This happened to me several years ago, My ex hubby left my son in the car and he backed the van into a tree and then ran over a bush.

Just tell your insurance company that you don't wish to file a claim because there was no significant damage and that should be the end of it.

Accidents happen and child protective services have more appropriate matters to tend to so ignore the idiot above.

la428282

Its not your choice if you want to file a claim. Obviously it appears your neighbors what their property fixed (as they clearly have every right too) If you didnt file the claim.. obviously they did.

You need to be a good person and cooperate with your insurance company or you will face all sorts of trouble. Generally it is written into your contract that you MUST report all incidents to your insurance company. If you dont want your car fixed, fine. But you NEED to let them take care of your neighbors damage and they cant without your cooperation.

PeppermintandPopcorn

Even though you don't want to claim anything for your vehicle, are may want to discuss the accident to pay for the damages your sister caused.

If you do not, your parent may have to pay instead as they are the responsbile party for your sister.

chocoextra

Just tell them the truth.

Peedlepup

Give "la428282" the "Best Answer". She gave you the correct answer.

James V

Well you should tell the Insurance company the truth. Leaving your kid in a running vehicle is irresponsible what would of happened if another kid was infront of the vehicle and your vehicle ran them over?

you know, saying "shall" all the time isn't correct. and was it your daughter or sister that accidently crashed the car? you say it's both.

Pedro S

tell the truth..u r lucky they didnt call child protection..

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