Never rented a car before. Dont own one, and im covered under my mother. HELP?
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Never rented a car before. Dont own one, and im covered under my mother. HELP?
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okay, as i stated. I dont own a car. I was covered under my mothers Geico insurance. The car broke down, so I want to get a rental car. Now, I'm thinking I can just get some insurance from an insurance company and all, but will my mothers insurance cover me? Or is it possible to get cheap car insurance for JUST a rental? Basically, I am trying to understand the whole car rental thing. I'm 26 by way if that helps. Thanks a million in advance.
Additional Details
i only want a rental for 5 days.
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Jeff The God Of Biscuits
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The rental company handles the insurance. |
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Bill P
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Call YOUR insurance to make sure, but my insurance covers the rental just as if it were my car. All the coverage is in tact. |
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Robert W
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You will have to ask the insurance company if you're covered under your mother's insurance since all policies are different. Otherwise, the rental company will be HAPPY to sell you insurance (for ONLY $7 per day, or something like that). Even if your insurance company says you're covered, expect a hard sell for the rental company's insurance.. they'll try to scare the crap out of you to take it (either way). |
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San Diego Art Nut
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Call Geico and see if they cover rental cars. Some insurance policies do. Also, car rental agencies offer complete insurance to be purchased separately when you rent the car. I reccomend having replacement and repair insurance. Even a ding can get expensive. |
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ennie
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Call your insurance company to see if you are covered. It varies from company to company.
It is about $25/day usually to get bumper-to-bumper insurance from the rental company. If you are renting a car for a while, it really adds up... |
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CwboyBill
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Your mother's insurance should extend to a rental under the 'temp./sub. vehicle' clause on her policy, HOWEVER -- if you're thinking that her rental coverage will cover the actual cost of the rental car, it won't (unless the break-down is a covered loss under her policy). Most every auto policy is written to extend all coverage to another vehicle for a limited time when the insured vehicle is out of service or simply not being driven for some reason. Call your company just to be sure.
PS - the insurance the rental car company offers is a total rip-off and horribly expensive so DON'T buy it unless you have to. |
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needlewings
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If you were covered under your mom's Geico insurance, it should transfer over. However the best thing to do is to contact Geico to be sure as it may depend on how their policy is written. Then if it doesn't, then pick up the rental insurance. The rental company would have it available for you to purchase for the time that you are renting it. |
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Dave
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I recommend renting the car, but not getting the insurance that they offer. Its just a scam to make more money off of you. If you have full coverage that will work. |
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extex_cop
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How long do you plan on renting the car. It almost sounds like you want one LONG term.....that would be 'Leasing'....big difference in pricing??? |
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donmecca357
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the car rental plase will gladly sell you insurance for about 20 bucks a day... and if your mothers insurance covers you your good except for your deductable if she has full coverage. my advice is by the insurance throught the renter...then you have no worries |
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texasirishrose
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If your mother's car insurance covers you,it also covers whatever you rent. They always ask you to take out rental insurance at the car rental,but it' makes it about $10 more dollars per day. My insurance co.told me my insurance covered me,the rental co.just trys to sell their insurance and get more money...Also you have to have a credit card in order to rent a car.Your mom's insurance co. may provide you with a rental car.mine does. |
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