Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

Should I use Progressive or Geico insurance?
Find answers to your legal question.





Should I use Progressive or Geico insurance?

Both of these insurance companies have significantly lower rates than what I currently pay at American Family, but by switching am I going to get discount service as well?
I am a 25 year old male with two accidents and one speeding ticket in the past five years. Currently pay around close to $1000/6mo at AmFam, both Geico and Progressive are close to $500/6mo.
Additional Details
I drive a 2000 Ford Focus sedan, and live in North Dakota.
esurance does not have coverage in North Dakota.


    




provider
Rating
I think the best thing to do is compare about their services, rates, policies and other things that related to car insurance. You can try to use their site, try to visit this one http://www.nightbirdssolutions.com for your reference. Goodluck


STEPHANIE
Rating
I work for an insurance company in NC and if I had to choose between the two companies, I would go with Progressive versus GEICO. GEICO doesn't have a very good reputation in our area.


steven60516
Rating
I use progressive and they are great!! i only pay $38 per month!!


Miss Meli
Please definitely review what they are giving you and make sure that you're not getting a lower amount of coverage at a lower price. I know that American Family generally doesn't write low limit policies, but Geico and Progressive do.. both of those companies don't like to discuss coverages with you either so you might be jumping into this without even realizing that they've set you up with lower limits! Best thing to do is pull out your Declarations Page (or call AmFam and ask them for your coverages), then have both companies do a run-down of your coverages with them. Make sure you're really getting a good deal.

As for the discount services.. Geico and Progressive are two of the top six companies in the industry. On a case-by-case basis, lots of customers might have complaints but generally speaking? They do what they do well. I personally wouldn't go with either but I'm an insurance snob. ;) Either company should be more then able to give you what you need!

Good luck!


cookiesmom
i would love to know what you are driving because i am paying $700/6mo on a 04 nissan sentra and i am 38yr female with a clean record....am going through progressive...lemme tell you these guys are great...you should get a discount if you are up for renewal and have no lapse in coverage....i got my car stuck and called my ins agent and apparently i was paying for roadside assistance (like $3 a month on my premium)...so i called them and a tow truck came in like 30 min and got my car unstuck all at no charge to me....yeah i like progressive


oklatom
Rating
If you're sure you're comparing apples to apples, and have the same coverage from both companies, choose whichever you prefer.

As a personal choice, I have Progressive and get wonderful service from them.


Ted R
Rating
I've had both and would definitely recommend Progressive. I had a minor fender bender a few weeks ago and they handled it flawlessly. The accident happened on Monday, my car was fixed by Thursday with no out of pocket deductible. A claims rep was in contact with me everyday with updates. Plus they are lower priced than any other insurance company in the area.


ME
Rating
I dont have any personal experience w/ geico, but I have to say I haven't heard the best things about them either. I have progressive, and I've been w/ them for years. They are pretty fair and I've never had a problem w/ customer service. Just make sure that the quotes that you received were comparable in coverages, and that that's not the reason they are so much lower.


Fuzzybutt
15 minutes could save your 15 percent


katie d
Have you looked into essurance? I found it to be significantly lower and I like them a lot


ncblkgy
Rating
I would go with esurance.com they were $200 cheaper every 6 months than Geico for me.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 A truck pulled cable wires down and ripped my vinyl siding off the house. How do I get the driver to pay?
I have the driver's phone number and license plate number. I called him two weeks ago and left a message but he did not return my call. I have not filed a police report or contacted my insurance ...


 Car Insurance?
I know people will tell me to ring myu insurance company but i dont have my policy number with me or their number im at work today...... How much difference cost wise do you think it would be to ...


 How much should we as ask for after my son's arm was broken in a car accident?
My 8 year old son's arm was broken and he had to wear a cast for six weeks after my husband was hit. The other driver was at fault. I want to know how much should we expect to get for his pain ...


 How long would they take my licence for?
i am due to appear at court for driving without insurance, holding a provisional driving licence without displaying L plate and speaking on a mobile phone. how long are they likely to tke it for? ...


 If my drivers license is suspended in oregon am i eligable to get one in california?
...


 How my would my car insurance cost?
How much would it cost an 18 year old living in the UK to own a Lotus Elise or Exige with the following:

Personal:

18 years old
Clean License
Received license at 17
...


 Already know how to drive - Do I need lessons? (Maryland)?
Is there any way to get out of taking the full driver's ed class in Maryland if you already know how to drive?...


 Can I use my no claims bonus to insure my two cars with different insurers?
I've insured my car with my son and wife as named drivers using my no claims bonus. Can I insure my other car (with my wife as named driver) using the same no claims bonus but with another ...


 I recently got into small wreck-should I file a claim or just pay for the other person's damage myself?
My current premium is about $1200 per year.
I have no other accidents on my record.
It is quoted at $1100-$1200 to fix the car I hit (replace the bumper).
The damage to my car is ...


 Auto insurance?
My car was hit about a month ago and I'm still strugling with the insurance company. I was not at fault and my claim was denied because the insurance company can't get in contact with the ...


 How do insurance companies figure the amount to pay you when you total your car?
A truck lost his load of fire wood in the road it was dark and i hit it and the body shop said the insurance company would likely be totaling it....


 Who's at fault when my car was hit as I was backing out?
I was backing out when my car was hit - the other car was driving left to right and was damaged on the driver side front (headlight). I think the other driver should have seen my car. I have 2 ...


 Who should pay for the damage?
My car got rear-ended. The tow company driver just placed the bumber and other parts inside my car and stained the seat and placed a tear on the seats. I figured that the tow company should pay for ...


 If someone borrows a car and then steals it. Why is it not covered under insurance?
She borrowed it for 20 minutes to go to the 7-11, and never returned. She was charged by the police and is now in jail. Problem is she gave the vehicle away for drugs... Now insurance is saying it ...


 Can i fill application form for provicial licence?
i want to apply for a provisonal licence to DVLA can i do it ...


 Do the insurance companies check your credit report and your criminal record when they give you insurance?
i just got a new/old car and my dad is carrying the insurance and he gave me questions that the insurance companies needed answers for from me.. like my social security number, marital status, if i ...


 17yr old received speeding fine. How much will his insurance go up by?!?
He is a named driver. on someone elses insurance. Will it affect theirs too?...


 If you're 18 years old do you still need to have a permit for a year before getting a license?
Or does the permit rule no longer apply after you turn 18? In the state of Georgia. Please only answer if you know for sure....


 What does the letter in your driver's license number mean?
...


 Will my auto insurance cover a break in?
my car was broken into last night and they stole my wallet with a debit card and ID plus a 230$ radio faceplate. its from best buy and i have the recipet will my insurance remburce me for the broken ...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.014