What are the general fines for driving a friend's car uninsured in the UK for a first time offense?

I drove my friend's car uninsured. He's insured and was drunk in the passenger's seat. The police pulled me over for a broken light and a breath test (which I passed) and wish for me to hand in my various driving papers at my local police station, however I don't have the insurance papers (not being insured and all). Any ideas what the best thing is to do and what the fine for a first time offense like this is?

spikyleaf

The only thing you can do is be honest with the police & explain why you were driving the car - but don't expect any sympathy from the police. You knew you should not have been driving - if your friend was drunk you should have got a taxi - the fine is going to cost you a lot more!

"More serious offences such as driving without insurance can incur fines of up to Â£200" according to: http://www.homeoffice.gov.uk/police/powers/road-traffic/

The link below has quite a bit of info

HairyBoater

I've no idea what the fine will be. I just hope that it will involve you in many years of hard-labour imprisonment.

For the many, who properly insure their vehicles and know that they pay for the crud like yourself - who drive, but don't care.

One day they'll invent a wonder weapon - so that when the police find a vehicle that is uninsured, or untaxed - it will get an exocet up it's exhaust pipe.

Goodbye dodgers!!

1959

my mate drove her sisters car uninsured last year and was given 6points and a Â£200 fine. this was done on the spot, at the roadside, so was the 'statutory penalty'. 6 points is the minimum amount given for driving without insurance (and as she had held her full licence for under 2 years it meant her licence was revoked).
as its your 1st offence you will probably only get the same, but if you lied at the time about being insured this may go against you.

Ding Dong

IN10 with 6 points on your licence and a 200/300 quid fine.

kempton237@btinternet.com

the fine will be approx Â£100 -Â£250 plus 3 - 6 points on your licence.
i suggest you confess to the offence from the beginning.

g4oxygene

They'll probably bring back hanging esepcially!

Bradley M

Hello,

We often take for granted what a convenience our cars are. I was paying a low price for my insurance, but at renewal time, my insurer tried to increase my rates.

My friend sent me a link to this site:

http://www.help-my-rent-mortgage.org

They have a free search to compare auto rates from the major insurers. It saved me a lot of money!

Best of Luck

GRAHAM P

If you have a full Uk license and were driving with the policyholders permission you should be O.K.
It depennds on the wording of his policy and whether you have any insurance yourself.
If it should come to court you should be fine for doing a good deed.
Would need to know all the relevant facts before advising you any further

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