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What are the penalties for driving without insurance?
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What are the penalties for driving without insurance?



    




mean machine
Rating
if you are in the UK it depends if this is a first time offence or another capture by the police i work for the courts in the UK and deal with this all the time in my experience of magistrates its 6 to 8 points for a first offence and depending on your income your fined accordingly if your not in work it varies from 200 to 500 pounds plus court costs if employed the fine is set on your income so i cant give you an accurate answer for that


Honda
Driving without insurance - £5,000 Discretionary 6-8 points

http://www.highwaycode.gov.uk/28.htm


?
Thrashed within an inch of your life if there is any justice.The harm and anguish people cause with no insurance is terrible if you are the Innocent party they collide with in an accident.I can tell you from experience!


stephen eblue eyes
Rating
its a big fine and ban from driving,you better hope that judge as not had a bad day,good luck sorry to tell you that, (that's if you live in UK)


Patrick M
Usually more than what it costs for insurance, especially if you are involved in an accident!!!!!!


Rica 82
Some states your license gets suspended and/or you get a fine.

You shouldn't drive without insurance b/c in the event that you get into an accident, and you are at fault, you will personally be sued. You will be sued for every penny any insurance company has to lay out b/c of you. So don't do it. Insure yourself. Even if its the minimum policy.


woodchip1960
Rating
none.... if you don't get caught !! but don't do it , 'cos think of what might happen if you had an accident and maimed someone , worse killed them . you will be paying for the rest of your life .the police now know every detail about a car at the touch of a button . the insurance is listed at swansea along with mot and tax . gone are the days when you could 'blag it '.
THIS IS U.K.


billoxon
Rating
you should be locked up


nikkole_77
Rating
Depending on what state you live in; in NC if caught driving without insurance you will receive a ticket and then must have insurance before your court date, you also run the risk of having your car towed. Also if an accident occurs and you don't have insurance, then the insurance company will sue you and suspend your license until the balance is paid or you make payment arrangements.


c.j.davies
6-8 points and a fine which is usually from what I have seen under £500 pound


fred405
Rating
Whatever the penalties are it is not enough

You simply cannot drive without insurance. Imagine injuring or killing someone just how would you propose to cover that one

If know it's costly but it's plain stupidity to think you can drive without.

I you were to hurt or worse still one of mine I would not stop until I was sure that you had paid in full. Trust me


JAMES
Rating
up to a £5000 fine and 6 to 8 points on your license plus the usual costs of around £40


The Fat Controller
Rating
heavy 6-8 Pt's hundreds if not thousands in fines car impounded and possibly crushed,very big hike in your insurance rates in the future


Mr T
Rating
I want to know this in the UK please people


hans2
Rating
6 points and a fine from £150.00 depending on the judge.

if you have repeatedily done this on other occasions they might be harsh on you.

you definately wont go jail for it, but they are doing a new law where they'll take the car off the road and will cost to get it back


darkhoss9
Rating
dont know about the uk but in dublin you lose your licence and a hefty fine if its your second offence you get three mths prison my advice to anyone is no insurance no drive full stop


mizangeleyes
in england the penalty for driving without insurance is 8points on your lisence and a fine of around £80


Paul M
The Death sentence


pirrannah
Rating
as almost everyone said, insurance varies in states. In Illinois, it is 500 for the first offence, and doubles up on each successive license, and it stays in your permanent record, and also you have to go to the court with a valid insurance to get your license back.


grumpyoldman
Rating
Life imprisonment

Murder.....Community service!


oklatom
In the United States, all 50 states have financial responsibility laws on the books, which state if you drive you will pay if you break something of someone elses. That is most often met by having insurance, although you can become self insured if you meet certain requirements. Most government agencies are self insured.

Most states have a data base in effect that ties together driver's license, registration, and insurance verification, and you can't get registration without proof of insurance. If your insurance is canceled, your DL will be revoked, and if you are stopped your car will be towed.

That's why, if you have more then one vehicle and happen to get rid of it you should notify the insurance and not just let it run out for non payment, or you may get one of those "please turn in your revoked license" letters from the state.


blb
It is going to vary from state to state but where I live it is a huge fine and they require you to have an SR22 filing for 2 years showing proof of insurance

Don't drive without insurance!!


MIKE D
WHAT STATE BECAUSE IN OHIO YOUR PLATES WILL BE IMPOUNDED AND YOUR CAR TOWED IF ON THE STREET FOR NOT HAVING TAG ON IT AND IF CAUGHT DRIVING WITHOUT INS YOU LOOSE ABOUT $500 AND LIC FOR 6MO 1ST TIME


yaff
I brought a brand new car which was promtly driven into by an uninsured driver! Who just laughed and buggered off. If you been caught with no insurance then im sorry but you get what you deserve, pay your insurance like everyone else.


idhard2find&looking
UK, cant go to jail as they are full up. £1000 fine + 6 points, good luck,


rob1963man
Rating
If your car is financed the Lien Holder can slap heavy insurance coverage on your loan. You wouldn't be able to forfeit insurance even if you wanted to.

if your car is paid off.. it's illegal not to have any. You can put PIP for a very small amount annually. And yes, everyone else is right. Each state can have different laws. God Bless America.


delboys_bruv
If it's your 1st offence....minimum 6 points and 300 quid fine. However....(the really serious bit)Police WILL now remove your vehicle from the road and CRUSH it. Don't think they'll catch you?......think again my freind!.......ANPR Cameras ( Automatic no. plate recognition cameras) are now fitted to most police cars and are active in ALL petrol stations....beleive me...you won't get away with it for long!


PierreZFP
Rating
It don't know what it actually is but it should be locking up and throwing away key. Anyone who does this is selfish and arrogant and the rest of us have to pay either through the direct result of an accident or by higher insurance premiums


foodguru
The penalty for driving without insurance varies from state to state. In some states, your vehicle tag can be seized and your car impounded. In addition, some states impose heavy fines for those who drive without auto insurance. Limited sates fine a fee of $150 to $500 for driving without insurance.

The consequences can be far more serious if you are involved in an accident and do not have insurance. You may have to comply with the financial responsibility laws including having to pay for any injuries or damages out of your own pocket.





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