Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

What can I do to save my car from being totaled?
Find answers to your legal question.





What can I do to save my car from being totaled?

I was in a wreck with an 80 year old, he pulled out in front of me and I tried to avoid him but still hit his car. The police sited him for failure to yield. His insurance company is not going to give me enough to cover repairs. Is there any way I can save my car, all that I want is to get it fixed, can I bring up the fact that his ability to drive is non existent? Will getting a lawyer help me or is there nothing a lawyer can do?
Any help is appreciated. The accident happened in Ohio.


    




oklatom
Rating
The insurance company will send out an adjuster, who will look at your car, and they may send it to a body shop for further evaluation. If the cost of fixing your car exceeds the fair market value, they will total it, and there is nothing you can do to change that. Once they do, the car is theirs, they have bought it. You can sometimes buy it back for salvage value, but if you do you will be given a salvage title, and will have a hard time getting insurance coverage for it if you plan to keep driving it.

No, an attorney won't be able to help, nor will his ability to drive. They are apparently accepting liability regardless.


StephenWeinstein
The most that they are required to give you for damage to your car is EITHER the value of your car OR the cost of repairing it. If the cost of repairing it is more than its value, they are not required to have it repaired. However, you can buy another car with the money that they give you when they declare it totaled.


Give Blood
Rating
I bought mine back from the insurance company for $250 and then had it repaired. The air bag had deployed and put it over their limits. It has been running well for at least 5 more years. Their settlement paid for the repairs including the airbag.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Learning Permit... the dots and the rest are to fill space;0?
How many mins. do they allow you for the written test?
Anybody knows!...


 When you get a 6 month auto insurance policy is that only for 6 months or for the whole year?
i want to get a whole year where can i do that?...


 Had an accident.. question abt Total Loss?
I purchased an Infiniti G35 sedan 2008 model in Dec 2008. The car was pre-owned by a rental company for 6 months before I purchased it. Two weeks back I hydroplaned while driving on a freeway and had ...


 Company name required ?
i m start new company for manufacturer of two Wheeler silencer plz give a perfect name but no listed ...


 Can a car title be in two people's names who aren't related?
So my car is almost paid off and I'm getting married this summer. My fiance and I were talking and the question came up... we're going to need to put the title in both our names after the ...


 Hi,i'm 34 and just had my first car accident.I bumped the car in front of me.?
It was minor.So my question is is it automatic that your car ins.well go up?Thank you....


 How much does it cost to change a Louisiana license plate to a Texas plate.& How much time do you have?
Me and my husband just moved to Houston from Louisiana. while i know its not an emergency... It will need to be done one day. and i ws wondering if anyone knew how much it will cost & HOw long we ...


 How much does it cost in total to have a hackney driver job or to own a black cab license?
...


 What are the odds of being hit by a cop car hubcap while driving?
i was going to the gas station and i was pulling up to the stop light and a cop comes flying around the corner and his hubcap flys off and hits my car smack in the front of my body kit. what are the ...


 How old were you when you started driving?
I know the age to get your license is 16 in most places but I was just wondering what age you guys started driving at....


 Is a uninsured driver responsible for a wreck caused by an insured driver in wash state?
because it is a law in washington state that you must have auto insurance on your car that you drive, if you were in a wreck and it is the other drivers fault.the person at fault is insured and you ...


 Class B drivers license, massachusetts?
What is necessary to get a Class B in Massachusetts? I see there are tons of places offering classes to train you for it, for a fee, but are those classes necessary to get the license?

I&#...


 Where can i see the california dmv test online?
does anybody know a site where i can see all 5 versions of the 36 question written test for 2009...


 Find out who owns a particular license plate?

Additional Details
I was hoping to beable to find out who owned a van to let them know they will get towed if they don't move ...


 Can i get my own auto insurance if my father bought me a car in his name?
he is financing it in his name, but i want to put it under my own auto insurance policy, not his. is this possible? i am over 21 fyi. thanks for any helpul advice....


 Irish insurance question-insured on someone elses car?
If you have comprehensive cover on your own car, with a full licence, are you insured to drive somebody else's car with their permission?

Please settle an argument for me!
T...


 How much would my car insurance be?
I'm 18 and I'm in college.Soon I'll be getting my license and a used 1990s sedan. My car will likely be financed and in the $1000-$2500 range. I cant seem to get free insurance quote ...


 Car insurance claim gone bad!!!?
I had an accident 6 months ago....it wasn't very much damage. I've had to bring the truck back 3 times. on the last return, there was a huge oil leak, no power-steering fluid, electrical ...


 I need a lien release from CITIZENS AUTO FINANCE, INC. Sacramento Ca. There is no info available on them? HELP?
~ there is no email, or web page or any info I can find on them. Any help would be appreciated....


 What do i do about lapse in insurance and no registration and being pulled over in NYC?
I was sold a vehicle initially that broke down -- a real piece of junk. the truck sat in the shop for some repair and then in my car port; broken engine. my insurance stopped due to non payment ...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.024