What company provides the CHEAPEST auto insurance?

Insuranceman

There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

Scott H

Are you sure you really want the cheapest insurance? I suppose all insurance is the same, until you actually need it. The coverage should be important, since it is easy to cause more damage in an accident than your policy will pay, and you can get sued for the remainder.

dwp_ins@verizon.net

There are services that can help you find the best quote available to you.

By filling out one form on-line you can get multiple quotes from different companies and agents.

This beats talking to dozens of agents giving the same information over and over just to end up getting quotes from the same companies.

I have been able to save a lot of money by shopping every few years.

The important thing is to use reliable companies that offer this kind of service. I know of two that are very good. If you are interested you can access them at:

http://www.dpbolvw.net/click-2952034-10361923

and

http://www.kqzyfj.com/click-2952034-10392698

GOOD LUCK!

Nicholas F

Well, there are lots of companies online that you could get a free car insurance quote rate. You just fill-up the form and then compare it among the others. There are certain factors in getting your cheap car insurance. Depends on the car, state, age, driving record, etc.

Don't go with sports cars and new model cars. They have expensive auto insurance.

Good luck on your search... Drive safe... :)

Call 1-800-SAFE-AUTO.

I'm not sure what states they service and which they don't, but if they provide insurance in your state they're normally really cheap because they offer minimum liability coverage only. (I know they service Ohio but not Minnesota for example.)

Just remember - you get what you pay for. Don't expect them to bend over backwards for you if you ever need to make a claim etc.,

Karissa

Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It's almost like a parlor game, isn't it. I've done it too. If you've ever gotten a speeding ticket or have a young teenager itching to drive thatdeductible coverage or coverage amount. You need to therefore really search the different companies for the best, most comprehensive policy. Hope is here. There are good companies out there.

T.Carson

Insurance rates depend on the location the age the driveing record. You will have to call around to find where you can get the cheapest quote.

don a

There is no one "best" or "cheapest" carrier. You'll have to call around, give your social security number to have a credit check, give them the vehicle information, and get a bunch of quotes to figure out which carrier is cheapest FOR YOU

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