What do I do if I am involved in an accident?
Find answers to your legal question.
What do I do if I am involved in an accident?
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If I'm driving down the road and someone hits my car on the passenger side, after the police report and everything else is finished, what do I do.
Do you call my insurance first?
Do you call the other persons insurance?
Who determines who's at fault?
What if I need a rental car? Who pays for the rental and my lost wages if I am unable to attend work?
I do have full coverage insurance on my car. And that other car is insured too. Please provide me with some info on the subject. Thank you. You're help is appreciated.
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speedwell
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Call your insurance, file a claim.
Call their insurance, make sure a claim has been filed.
Let the insurance companies determine who is at fault, they may need your cooperation in the form of a recorded statement and/or a diagram.
If you have rental insurance, you can use it while your car is in the shop. If you do not have rental insurance, you can pay for it out of pocket, however there is no guarantee that you will be reimbursed, so make sure that you mitigate your damages, keeping cost effectiveness in mind.
The fact that your car is in a shop is not a sufficient reason to miss work. People without transportation make arrangements to be at work on time and on a daily basis, you can too. Take the bus, borrow a car, get a ride, carpool, ride a bike, walk.
The fastest way to resolve it is to repair your car through your own first party coverage. If you absolutely must go through the other insurance company, you will need to wait until the liability is determined and accepted before you can get your repairs done though the other carrier. |
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Reggie Warren
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get your car repaired and hopefully you have car insurance |
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David W
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We can't tell for sure from your description who was at fault here, but if it's the other driver (like running a stop sign), you should report it to your insurance carrier first; then you can call the other driver's carrier. The adjusters will determine fault.
If you need a rental, the other carrier should provide one--again, if it's determined that the other driver was at fault. Same thing for lost wages and medical costs. |
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MARTHA J
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.CarInsuranceTip.info/free-car-insurance.htm is the resource i have ever had good experience. |
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