What do you do if you cant afford car insurance?
Find answers to your legal question.
What do you do if you cant afford car insurance?
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Im a sinlge mother and my bills are more than my income. I seriously have to choose between food or car insurance. i cant take the bus to work the schedule doesnt work out....Im scared Im going to get pulled over. What do I do?
Additional Details
If I dont drive, I dont work, and my daughter and I will be homeless.
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wizjp
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Try shopping insurance companies for a better deal?
Also try talking with YOUR agent about raising deductables or any other discounts or hardship help they might offer.
Driving without it sounds good till you get hit or pulled over. |
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Ret68
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Try to find someone to car pool with. Check with an insurance agent about liability insurance only and ask about monthly payments and ways to lower your insurance premiums "like attending a defensive driver courses". If you are that destitute look into getting government assistance. If you are not receiving child support and should be, get it. If you are getting it try to have it increased. You really do need insurance. If you have an accident a ticket will be the least of your worries...Good Luck... |
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Leeza
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Don't drive a car if you cannot afford the insurance. Truly it is not worth it! |
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Fred C
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Don't be scared about being pulled over, be scared of having an accident, seriously injuring someone, and losing a lawsuit for hundreds of thousands of dollars. Be scared of being injured yourself, and having no coverage for injuries, lost income, etc. |
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NY1Krr
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Sorry to hear about your situation but driving without insurance is a terrible idea. If you cant afford the annual premium... then you DEFININTELY cant afford to pay all of the legal fees if you get pulled over or even worse... get into an accident.
If you get into an accident and you have no insurance, you will be responsible for all the damages and injuries. If you cant afford them, the court can garnish your wages.... and you will be screwed.
Get minimum insurance for your car. If you have a pretty nice car, sell it for a cheaper one and use the money to pay for insurance.
Otherwise, carpool with a co-worker or take the bus. Who cares if you get to work an hour early or have to walk a mile to get to work... its much better than rolling the dice and driving without insurance. |
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roost2
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Don't drive. |
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dgreer58
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park that car and see if a co-worker is willing to pick you up. |
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marslarky
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Don't drive a car without insurance!! If you have an accident you will be in the sh#t, also the other car driver will have to claim their insurance even if it is not their fault!!!
People without insurance, MOT or road tax should not be on the road!! If you can't afford any of them - Don't Drive!! |
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djb5474
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move closer to your work....my state has a carpool service, maybe yours does |
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FTG!
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Get rid of the car.............. |
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I race cars
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go to www.grundy.com I have found alot of their coverages are only 100 bucks a year. |
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CaseyAngelEyes
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Find the cheapest possible policy with the lowest limits you can get. You may want to try getting a quote online. I am paying less than ½ of what I was before.
Go to: http://www.insureme.com/landing.aspx?Refby=615451&Type=auto
Take care,
Casey |
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sm177y
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See if you can get aid for food (food stamps), and get the insurance. |
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Rigo
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You're really screwed between a rock and a hard place.
Some states will let you file a form that will let you drive without insurance, IF you have several thousand or more in the bank to cover any sort of possible accident that may occur. But that doesn't seem reasonable here.
I guess the only thing you can really do is drive as little as possible, and when you do, be extremely careful and pray you don't screw up and get caught, or worse hit/get it by someone. |
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Joseph R
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Be carefull. |
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Pedro S
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dont drive...find a husband.. |
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