What is cheaper, car insurance or motorcycle insurance?

K W

My motorcycle insurance is always cheaper and I always only have to make one payment a year. Usually $98-115 a year. I pay about $250-350/6 months for my car and truck.

Drift King

To tell you the truth, it's the car that is cheaper. The reason is that a car would have more safety than a bike. A bike may seem cheaper than a car with less weight, less gas, etc., making you think that the insurance must be cheaper. Actually, the car would win due to its "different abilities"........... A car comes with airbags, such as the front and side airbags, that helps improve the safety, not to mention the seat belts and the rigid structure of the car as well. The car also has a higher survival rate in an accident, even if you go around the high speed area a little. Whereas a motorcycle has a very high chance of breaking a bone and easily killing yourself. It also matters on the drivers info, such as experience, tickets, accidents, credit, and other "needed info". Also the price of the vehicle as well as the year as the age makes it cheaper due to its costs. You should analyze this as a car can win over any motorcycle......

vbailey1310

Depends on many variables. Your age, credit, driving history, etc. As well as if the vehicles, either bike or car are paid off and you are only getting the state minimums with liability. If you are looking at getting a motorcycle, take the driver safety course available in your state, it knocks off a percentage on your insurance.

wampaskitty2001

Depends on the Make of Car and Year Model and same for the Motorcycle.

totallylost

Spencer, it depends upon the car or the motorcycle. Your age and your driving record, and of course sometimes now your credit rating. If you get a street bike, and just get liability for it, motorcycle would be way cheaper. But without knowing what state you are in and all your information, no one can quess what it would be. Unless, you are about 55 and it's a street bike, not a suicide bike, it would run about 60 a year with a clean driving record in MS. Wrote a policy yesterday. So I remembered it.

Call a independent agent, and they will be glad to help you with some figures for you. I do it for people all the time, and I don't mind a bit, to try and help people figure out what they can or can't afford. Good luck with it, and be safe whether it's a bike or a car.

God bless us all..................

dodge man

most of the time motor cycle insurance is cheaper than car insurance,,but it all depend s on the person getting the insurance ,and how their driving record is,,good luck hope this help,s.

Firedogfire

That is cute, my mother told me if I ever bought a motorcycle she would never talk to me.
A vehicle depends on the price of purchase and your age and driving record, the same as a motor cycle.
With one exception, motorcyclist have no protection, other than them self. And do have a license?
A vehicle at what price that is the rate insurance.
A motorcycle same. Your age, driving record, value.

trippykat666

gieco the lizard and dk is an idiot a had a 2002 Buell m2 when I was 17 insurance was 32 dollars a month

needliberty

my motorcycle insurance used to be cheaper but that was a while ago.

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