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What is the cheapest insurance if you have a DWI?
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What is the cheapest insurance if you have a DWI?

Transfering from Missouri where I have American Family. I am moving to Louisiana and American Family doesn't write there. I've only looked at progressive and they were pretty expensive, mass mutual wouldnt take an SR-22. Any suggestions?


    




DennistheMenace
your choices may be slim...but what ever you have to pay, will be cheaper than the ticket, if you get stopped.......


garrisonbight
Rating
Lots of luck... "DWI" and "cheapest" usually don't go together in the same sentence.

Your best bet is to go to a local independent insurance agent and see what they can do for you.


CA-Agent
Try AIG if they write in your area, they usually are pretty cheap even with a DWI. Good luck.


mbrcatz
I was going to say Progressive - if you have a DUI and great credit, you're not even going to be charged for the DUI with Progressive. But if your credit isn't so hot, well.

Don't try to be your own agent. Go to a local agent, and let them shop it around for you. But you likely WILL end up with Progressive as companies aren't falling all over themselves to write policies on guys with DUI's.


Insuranceman
Rating
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scorees and MOST run a motor vehicel report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town or across your Parish, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records.

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps


Fred C
Rating
Yellow Cab.
City Transit.
Schwinn Bicycle.
Shank's Mare.


duce
Rating
Geico


UCANTCME
CHECK WITH THE BOARD OF INSURANCE WHICH IS ON LINE AND THIS WAY YOU WILL BE ABLE TO SEE FIRST HAND ALL INSURANCE COMPANIES INCLUDING THEIR RATINGS PRICING AS WELL AS HOW THEY PAY AND TREAT CONSUMERS AND MAYBE BE ABLE TO ASSIST YOU.





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