What is the liability of loaning a car to someone in NJ?

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What is the liability of loaning a car to someone in NJ?
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My name on the title and registration and insurance

David W

Loan your car, loan your insurance. Insurance follows the car, whoever is driving, so be sure the borrower is someone you trust; it's your car, money--and maybe future. Any tickets the driver gets will go on his/her record, but any accidents will go on your insurance.

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