Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

What is the penalty for driving with no insurance?
Find answers to your legal question.





What is the penalty for driving with no insurance?



    




yanbarumuku
Each country has its own laws. If you are in the US, each state's laws are different. It depends on where you are.


Keira
Rating
prison


Chris W
Its called an
in10. Minimum 6 points £200 fine
Make sure you have a plausible excuse though


vinylhamster
at least 6 points and a fine, in the UK. Possibly a ban too. A friend of mine got caught driving without insurance (he thought he was insured, but it turns out the car he was driving needed to have its own insurance to be covered on his policy), he said this in court and got the minimum, 6 points and £200.


Chadders
Rating
Definite driving ban, hefty fine and a strong possibility of a prison sentence. (UK)


pppz0r
Rating
Being screwed when you crash.


meeeeee
Rating
7 points plus a fine of probably £200


1teacher
Depends on where you live. In New York state, the DMV charges a fine for each day you are without insurance. They will also suspend your license. If you are caught driving, you will be given an appearance ticket or jail time and your car will be towed.


wendy wee wees
ban and fine if in the UK.


Munki nutz
Rating
In the UK you can receive 3 points, or a ban & a fine

They also can take you car away. You then have a choice for them to impound your car until you can produce a valid insurance certificate. You will then have to pay the impound fees.

Or you sign a document to say that you will not collect the car and they will crush it.


robin
Rating
All depends on the situation, if you are just caught by the police its points and the fine, but if you were involved in accident it could potentialy cost you everything you own. As the third party would not be able to claim from your insurers they would sue you directly for any damage to vehicles, property, and most importantly injuries, modern claims can go into millions, larget claim paid was £57,000,000 from one car policy. If you have no money they will put you in prison.


weeebell
Rating
8 points and a fine from 100 to 500 pounds depending on your income. I speak from experience


J D
Rating
(U.S.) In some states it is a hefty fine ($750+), jail time, a suspension of license, or a suspension of plates. It just depends where you live. A friend of mine lives in N.C. He let his insurance lapse for 15 days, the insurance company reported him, and he was sent a bill for $50. Unfortunately he did not get the payment out in time and now the state has taken his plates for 30 days.


BobbLIz
Only a real problem if you hit something or somebody - you are not insured and probably will have to pay out of your own pocket. Try killing someone with your car to find out how much that will be. Why do you think it is an option not to have insurance?


gg
Rating
It depends on where you live....all the way down to the city.

I had to go to traffic court once in Overland Park, KS, and there were about 30 people in there...all of them were there because a year ago they had been caught without insurance, and had to report to court several times per year with proof that they have had continuous auto insurance coverage with no lapses.

That was an additional penalty in addition to having to pay a large fine. I am sure the car was impounded, which costs money as well. I don't think that jail is a penalty unless that person has other violations or warrants.


Bardic
Rating
In the UK, it's 6 - 8 points and a fine anywhere between £200 and £5000, plus possible disqualification. In some areas you may be given the option of having your car seized on the spot & crushed instead.


Dr Dee
A ticket.


lover of Jehovah and Jesus
Rating
if you are in an accident and do not have insurance, you will be paying by being sued by the other party. you will get a ticket and have points put on and will may be put in jail. when you go for your tag for the car, they look to see if you don't have car insurance and if you don't have insurance, you don't get the tag and driving without a renewed tag, you get jail time. also they will take your license away and driving without a license you can get jail time also


WelshLad
Rating
UK: 6-8 points on licence and a fine

I would like to see a ban and prison sentance for this offensive and a fine.


fast eddie
in the uk its 6-8 points plus means tested fine, maximum is 6months prison or £2000 fine. its also classed as a criminal offence and not motoring. your driving license will have the code IN10 on it, the insurance companies will then surcharge you upon renewal


eifionrefail
Rating
In this lefty,Labour run country of ours..probably a slap on the wrist..not too hard..human rights,you know.


jojo
in texas about 500


edgarl
Rating
Not severe enough.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 I offered to pay for a fender bender out of my pocket, smart move?
the other driver agreed to let me pay damages on a fender bender his car 87-88 datsun, then he calls me up and says he is going to fix it himself (the driveshaft is bent, even though he drove it all ...


 My wife thinks she may have been caught on a speed camera. 40mph in a 30mph zone she thinks, ban?
she passed last june so will she have to do her test again? united kingdom....


 Can anyone give me advice? PLEASE!!?
I have been working at a car dealers for a few months now, but i never told them i had no car licence they thought i did but im getting abit scared now in case i get stoped by the police when im out ...


 Driving - Insurance claim who's fault?
I stalled on a roundabout and a taxi ran into the back of my car - who is at fault?...


 My car has been stolen :( What do I do next?

Additional Details
Oh crap, I'm sure I had some letters with my home address on in the car. And my sunglasses. Crap crap crap....


 Accidentally scratching someones car then leaving the scene without giving details?
if someone is coming out of a car park space and scratches the persons car who is in the spece next to it, but then leaves without leaving any details of name, insurance etc, what can be done about ...


 Drink Drive Accident, insurance valid?
If you had an accident in your car whilst you were over the drink drive limit, would your insurance still be valid for the repairs if you were fully comp?...


 Did you fail your driving test first time? What happend? How many times in the end?
I failed for the first time yesterday, share your stories....


 Car accident whos to blame?
My partner was reversing his car out of our drive on sunday thre was a car parked half on the pavement opposite our drive and my partner reversed and hit it .There wasnt alot of damage apart from a ...


 How come men always claim that women are bad drivers?
Men always complain that women are horrible drivers and that we don't pay attention but, our insurance is a whole lot cheaper then theirs.......


 I have to go to court for driving without insurance what can I expect?
I was pulled over for speeding & did not have insurance. I now have insurance and have to go to court on xmas eve. I dont have any sort of record (maybe a speeding tix in the past 3 yrs.) S...


 Is it worth getting full comp insurance if your car is only cheap?
...


 What do i do if my car is hit by a police car?
hi, i was involved with a collision with a police car that was on the wrong side of the road going at speed- my insurance are not interested- what can i do my car is a wreck? ...


 What happens if i got caught speeding doing 70mph in a 30mph speed limit?
...


 Where can I get a good fake driving license in the UK?
I have been driving on my own on a provisional license for over twenty years almost daily, have never caused an accident and one of the most careful drivers I know. Took the test twice and failed. I ...


 Are all driving test examiners mean!?
I have failed like 2 times on ma driving test now and i always get mean old guyz with faces like someone beat them up! has anyone else experienced this? (they fail you for stupid things too!)...


 When did you pass your driving test?
1. Did you pass first time? if not....

2. How many times did it take you to pass?

3. Did you pass your theory test first time? if not....

4. How many times did it ...


 Why is driving without insurance wrong?
if you are responsible for an accident, can't you still be made to pay up by law?
Additional Details
its funny how so many of the answerers automatically assume that the person ...


 Should I lie to my car insurance? Or should I tell them the truth?
I had 2 hit and runs last year and somebody keyed my car on top of that. The hit and runs happened while my car was parked both times so I didn't know until it was too late to catch them. I sat ...


 If my husband owns our car and he dies will it automatically go to me? We still owe $ on it?
...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.034