What is totalling with insurance...?

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What is totalling with insurance...?
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What is totalling with insurance...?

when your car insurance company says, your car is totalled...
dumping the car, the only choice we have...?
can we argue with them, to get it fixed, if you were emotionally attached to your car....

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Hold all my calls

The best rule of thumb is if the car has 75% of it's value worth of damage they will not budge. VERY few will let it get to 100% of the value. You can always buy your car back from the insurance company for cheap because they do want to make money off of it.

I had a car I just loved that got totalled and I ended up buying it back from less than $500 from the insurance company and then having it fixed. Their estimates were high and I ended up with $200 left over, so I got new tires.

JAMES R

Using google to find some related info or you could try using answer engines such as yahoo answer or yedda.com to obtain some useful ideas.however,If you want some direct infomation,here http://www.AutoInsuranceFree.info/free-auto-insurance.htm is a nice one from my experience.

CwboyBill

This has nothing to do with the insurer, it's a state law that requires the car be declared a 'total loss' once repair costs exceed the value. You may be able to buy the car as-is from the insurer but you face a huge pile of trouble getting it retitled.
My advice: take the sunvisor or something off the car as a keepsake and go buy another one.

StanS

Insurance companies will total a car when it costs more to fix it than the car is worth. Very often they will hedge on it a little and pay a bit more because the customer usually wants the car fixed and it saves them the recovery costs.

If you really like he car (wrecked) you ought to strike a deal with the ins co to keep it.

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