What kinds of cars are expensive to insure?
Find answers to your legal question.
What kinds of cars are expensive to insure?
|
im 18 and looking to buy my first car under my parents' insurance. what cars should i stay away from? i am most likely going to buy an mustang gt coupe (1960-1990).
what factors make cars more expensive to insure? ive heard things like, type of car, how easy it is to steal, and even color color affect how much i will pay for insurance. i dont just want to know the categories, i want to know what to avoid, ei, stay away from red cars. stuff like that.
|
|

John S2005
|
Fast cars, expensive to repair cars. Try to find something simple and sensible. |
|

justthenewme23@yahoo.com
 |
2 door cars |
|

tommybear45
 |
red sports cars!!! the #1 they'll pull over, but anything sporting |
|

namrepus
 |
As far as i know, sports car. Colors of cars cannot affect the rate of your car insurance premium. If youre looking for a cheap car insurance company, you can try to visit this site http://www.nightbirdssolutions.com collect some quotations from here and evaluate the best one for you. |
|

Clayton G
|
sport coupes are more expensive and suvs are the most expensive a mustang is gonna be more because it is high performance iv never heard anything about the color good luck |
|

cc123
|
They didnt make mustangs in 1960. Anyway unless your parents are going to pay for the car a classic mustang is a poor choice as a first car. They really aren't daily drivers anymore and the upkeep will be expensive. |
|

ktlove
|
Its not the color. Dont belive that. Dangerious cars, fast cars, expencive cars, those change the rating factor. If a car has a great crash rating, then that is helpful, if it has anti theft, that helps, if it doesnt cost 35,000 to replace, that too is a factor. its based on Bodily Injury, in no falt states its based on your own personal injury, PIP, and if its a 60,000 car, you can expect your comp and collsion to be higher.
The absolute major factors in rating is you, your drivers record, and your coverage limits, your credit, and your claims.
Yes some vehicles cost less to insure, like a kia vs. a hummer. |
|

Boll Weevil from Idaho
|
Studies have shown that red cars and sports cars are a lot more expensive to insure. You do not want to mix the two! a red sports car is expensive to insure. get a junkie....darker color. |
|

Virginia rocks!
|
Beyond the factors that you've already listed, insurance companies are now using "experience ratings" which refer to the specific data related to a vehicle's accident experience. For example, one vehicle may statistically do more damage to other vehicles than another vehicle on the road. In a head-on collision between a Honda Ridgeline pick-up truck and a Honda Civic, the Honda Ridgeline will do much more damage to the Honda Civic than the Civic will do to the Ridgeline. Thus the amount of damage a Honda Ridgeline often does to most other vehicles affects its experience rating. This vehicle is statistically more likely to damage other vehicles than most other vehicles.
The experience rating is not always this extreme and is not limited to collisions. The experience rating could be affected by the probability of theft, or a vehicle's ability to absorb damage.
Other areas of concern are the safety ratings of the vehicle as it relates to personal injury (protection), liability, and physical damage coverage.
Hope this helps. You could also call your parents' insurance company and discuss the matter with them as to cars that should be avoided with regard to high cost premiums for insurance. You could ask them about the Mustang GT Coupe (1960-1990) and they could advise you as to the cost. Good luck! |
|

Lilium Inter Spinas
|
if you wanna stay away from paying way too much insurance...don't get the GT...despite the fact that you'll look cool in your new ride...insurance companies have this knack for jackin up the rates for sports cars like that.
Anything that could be classified as a racing car, thus increases the liability of the vehicle. If you're adamant about getting the Mustang GT...then the idea of you having an ideal insurance premium is lost at sea, bro.
The only way you're gonna get a good insurance premium rate is if you get a small compact car that all the other guys are gonna make fun of you for having. Could you live with that on your conscience? |
|

|
|
|
|
I have justed canceled my car insurance? |
| Just what to know is there anything else i need to do like tell someone that am not using it any more because i cant pay for it (its cheaper on the bus lol) but i still have it taxed till december ... |
|
With only comprehensive insurance does that cover a collision in you own driveway? |
| If you have storged your car and it only has comprehensive insurance and you backed into that car with another car is the car in storage covered by comprehensive insurance?... |
|
I havent paid my car insurance in two months will they terminate me? |
| Ive been with liberty mutual since i purchases my car in april i have to pay $218.00 a month. First payment was dued June 5 couldnt pay it now they added on the bill for this month which is $430.00... |
|
How do I find out who this car belongs to? |
| If someone went into the side of me, and my car is damaged. He does not want to go through insurance, says it wasn't his car it was a courtesy car. He is willing to pay a garage to get the ... |
|
If the rims on my car are worth 6x the car, do i get refunded if it gets stole? |
| it was left outside my firneds house and i have liability, but i dont have a receipt for the rims, i got them fro,m the swap meet but i know there real..since i had insurance, i should get them ... |
|
Does the Pass Plus, bring your car insurance down, if so how much? |
| my daughter has just passed her driving test and is now looking to buy her 1st car, so will the pass plus bring the insurance ... |
|
I got 6 tickets in a 12 month period with a cdl class b license. now the insurance co. wont cover me.what 2 do |
| they say 5 years of no driving . Can i hire a lawyer to get them expunged and if so when and what type of ... |
|
Have you ever totally "lost" a car, without it being stolen ? |
Hi,
As I get to drive a range of cars, it is easy to forget what make & model it is, and where the hell did I park it ?
A lost car.
It will pitch up somewhere, possibly ... |
|
Accident while Delivering? |
Today I am involved in an accident while delivering food.
I aleady know that insurance company does not cover property damage of a vehicle while being used by a person while employed or ... |
|
Which state in the United States is car insurance NOT required? |
Additional Details seen some yes and no....anyone got proof on the ones that aren't required?... |
|
What happens if i turn a car back in? |
| cause its messing up and they wont fix it and wont help me at all please let me know the ... |
|
I have an insurance quote of £1300 for a punto 1.2 on a provisional licence? |
| if i take this quote what will happen when i get a full licence will it go up or down?... |
|
I'm about to turn sixteen, how much can i expect to pay for car insurance? |
| I have no criminal background, my employer and teachers can give me really good recomenndations, i don't know if anyof that matters though.... |
|
If someone recks your car and is not on your insurance will the insurace pay for the car? |
| if it was a sibling that use your car to go to the store and wrecked the car totally and received a dwi what are the chances of your insurance paying for the car and will your insurance go up.... |
|
Fine for throwing Snowball? |
| I threw a snowball today at a passing car, and it didn't do any damage or cause an accident, but the guy backed up and asked my name, so i like an idiot, i told him my real name! so how much ... |
|
Is someone else covered under my car insurance to drive MY car? |
| A guy I'm dating will ask to use my car from time to time because he has trouble with his, but I'm hesitant because even though he has his own car and own car insurance, I don't think ... |
|
I lent someone my car, then someone else stole it and wrecked it!!? |
| What should I do? The cop has already filed the report but any ideas on how much insurance will cover? I have state farm.. Anyone been in a situation like this? I'm scared to tell my parents (I... |
|
Driving test? |
| i'm going for my road test i drive pretty good i already failed two times because i get really nervous knowing that someone is testing me has anyone gone through this and how many times did you ... |
|
|