What things can a teen do to help lower the cost of car insurance?
Find answers to your legal question.
What things can a teen do to help lower the cost of car insurance?
|
I'm 18, and plan on getting my license in about two months. But money is a little tight now at my house, and when my brother got his license on his sixteenth birthday (two years ago) the car insurance my parents pay for jumped an extra 1200 dollars a year.
|
 
|
Famzy S
|
Get good grades so you can get the "good student" discount, put your name on your parents' cheapest and oldest car only, and tell the company exactly how many miles a month you plan to drive and where.
Also, a good resource is this one...
http://car-insurance.22web.net
Best regards.
|
|
hello
|
there are things you can do.
1. stay out of trouble. problems that you have will reflect on your insurance premium.
2. get good grades (honor role). most insurance companies offer a rate reduction to teens who get good grades. studies have shown that teens who study are less likely to get in trouble (and as an added benefit are more likely to make lots of money as adults)
3. take a drivers ed/safety course. most companies offer discounts for that.
4. stay in school. once you graduate high school, go to college, tech school, community college. most insurance companies offer discounts to students in general (and as an added benefit, people with extra schooling tend to make extra money and find better jobs later in life) |
|
jason t
|
here are some suggestions i've done to lower my car insurance I took driving school for a month and that lowered my insurance 15% And the 5 hour course which you legally have to take before going for you roadtest/license lowers your car insurance about another 10%.. hope i have helped somewhat,Goodluck |
|
rottendog93
 |
Your best hope is to get older, over 25 is where the next break comes. |
|
Andrew W
 |
Teens are charged a lot more for car insurance. You'd need to check with various car insurance companies and get the best deal. Start with www.CarInsuranceQuotes.com. This is very easy to do. Just fill in your information online and within minutes you'll get quotes from reputed car insurance companies all over America. You can compare all these quotes and choose the best deal for you. You can also use their customer service if you have more specific queries. Car insurance is expensive for teens, but it's also a matter of finding the best deal as not all car insurance companies offer the same deal.
|
|
Oryx
 |
$1200 isn't bad for another young driver. That's about what my insurance is now.
Try taking some safety courses like defensive driving. That'll lower it a bit. Also, since you're 18 it'll be lower than your brothers since you're older. Some companies take grades into account so try to keep good grades up.
And be sure to shop around for quotes. |
|
Bryan W
|
I'm in the same position as you too. I don't think therees anything you can really do about it. I do know that if you took drivers ed class then it gets you 10% off. But otherwise you must NEVER get in an accident or your screwed. Just plain stay away from cops too. |
|
|
|
|
|
 What happens to you when there was no eyewitnesses during the car accident.? |
| My dad recently got into accident and he said it's not his fault and that he had the right-of-way... so far, i don't know what's going to happen... so if there was no eye witnesses, ... |
|
 This is really ridiculous. Two months ago I totaled a car that I am still financing. I didn't have full? |
coverage on it. I want to get this car out of the collision shop and junk it.
Today I heard one of the most ridiculous things- that I can't junk a car that I am still financing, EVEN if I ... |
|
 Is insurance still valid if i sell the car, but want to keep the insurance to drive cars not belonging to me? |
| I have fully comp insurance which enables me to drive any other car not belonging to me (as long as they are insured). My question is if i sell my insured car, and keep the policy running am i ... |
|
 My car winshield has a crack, but I've made two claims on my car insurance in the past two years? |
| Will my insurance go up if I ask to get the glass fixed? I know it's free, but will it still affect my premium? Thanks!... |
|
 Sister can't pay on car, about to get repossessed. Can she just turn it in? |
| My sister bought a car last year, and can no longer afford the payments and insurance. She's only about 1 month behind on payments, but they've sent her a repo notice. Is there any way for ... |
|
 My car was hit and totaled. I have no insurance. But I have a witness. Can I do anything? |
My Car was parked and someone hit it and destroyed it @ 3am and kept going. I have a witness but I did not have insurance. The guy who hit me will not contact me. Can I do anything about this??
<... |
|
 Should shopping trolleys be registered with the DVLA? |
Whilst shopping at Morrison's recently, I endured a near-miss with another shopping trolley, whose operator pulled out in front of me without looking.
Surely these devices need ... |
|
 Do you have to stay with the same insurance company to get a no claims bonus? |
| I was wondering to get a 4 years no claims bonus do you have to stay with the same insurance company the whole time?... |
|
 Can somebody tell me if i am covered if i buy a new car and dont have insurance on it, but i do on my other ca |
| i was pulled over the other day and they gave me a ticket because they said i didnt have insurance on it. i showed them my ins. verification on my other car, but they said it didnt count/ does it?... |
|
 Is 500 a month normal for motorcycle insurance? |
| I'm used to paying $90 a month on insurance. Is $500 normal for ANY new motorcycle. I've looked at several models and Geiko (online) is telling me 500 for a motorcycle and 1200 a month for ... |
|
 Passed My Driving Test - Now What? |
| I've been told i'll get my full license card in around the next 20 days. I was given a pass certificate as well. Do i have to wait for the license to come back or can i drive straight away ... |
|
 Can I drive my mom's car with her in it if I don't have insurance? |
| I don't have insurance yet so would I be able to drive my mom's car with her in the passenger seat and still be covered under her insurance?... |
|
 I will be temporarily moving to another state for about 8 months. Will I need to register my car there and get |
| my driver's liscence switched, or can I just leave everything the way it is? I know that when you move, you are supposed to get it changed withing a certain time frame, but since the move is ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
