Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

What will happen you don't have an insurance?
Find answers to your legal question.





What will happen you don't have an insurance?



    




Diva
you can get your license suspended, or in some instances even arrested.


gomanyes562
Rating
If you get into an accident, you will have to pay all damages out of pocket. This includes medical expenses, pain and suffering, etc.

Contrary to some urban legends, you cannot get out of such payments by declaring bankruptcy.


mbrcatz
You pay out of pocket.


Al Mac Wheel
If you get a routine police stop, or if you get in an accident, several things will then happen.

There may be fines of thousands of dollars.
You will have your license to drive taken away from you for several years.
When you do go to get insurance, it will cost much more than it would have cost, because you have now proven yourself to be a disreputable person.

In some nations, your car is confiscated and sent to the wrecking yard, to avoid risk of you continuing to drive it without insurance.

If in the accident, there is any harm to other driver, passengers, vehicle, you are 100% responsible to make good on their injuries, medical expenses, replacement vehicle etc. They can sue you, and collect, astronomical sums of money. You won't be able to get a bank loan to pay for this because you have just proven you are not a responsible person. In fact, banks also need collarteral, but anything you own must be taken and auctioned to provide compensation for the other people in the accident.

So, some basic rules of thumb.
If you do not have auto insurance, then do not drive, period.
If you drink alcohol, then do not drive until it has had a chance to wash through your body.

Whatever form of transportation you going to use, get some kind of relevant insurance first.

Make sure your insurance is paid up & you have proof of insurance. Don't rely on someone else's word.


UCANTCME
Rating
HERE ARE A COUPLE OF EXAMPLES OF WHAT WILL HAPPEN......................

The usual penalties driving without insurance: $598 – consisting of a fine of $520 plus a victim surcharge of $78.
failing to produce an insurance document: a fine of $81 – consisting of a fine of $70 plus a victim surcharge of $11.

If you get an Appearance Notice or a Summons for driving without insurance, you must go to court on the date shown on the notice or summons.

If you’re found guilty, the penalty is the same: a fine ranging from $300 to $2,000 and possibly jail time up to six months.

Further, the court may prohibit you from driving for a certain time. If you don’t go to court, a warrant can be issued for your arrest.


A1
Rating
you can sued and lose everything you own plus pay a fine and maybe more dependent on your state!


glamour04111
you will lose your license


Ronnie j
You will get a ticket if stopped, you car might be towed. If your in a accident, you will be sued.


dalyn
you will get put in jail


negaduck
Rating
if you dont have auto insurance and you crash into someones ferrari you will be in debt for the rest of your life. if you dont have health insurance and your kidney fails or something like that you could be on the hook for 30 to 100 thousand bucks. if you dont have earthquake insurance you will be fine unless there is an earthquake and your house is destroyed. i guess what im getting at is be more specific and youll get a real answer


chris2EM
Rating
Crash your car and see.


Marc
You will prove to the world that you not only cannot write a proper sentence, but you are asking to have all you posses taken away when you cause a wreck.


mustanger
In Texas, if you get pulled over, you'll get a ticket which will cost you $250 and you'll wind up in the 'high risk' insurance category. That means you have to keep insurance on file with the state through an SR22 form and pay through the nose for the insurance. If you have an accident you are automatically at fault. Also you might as well give your heart to GOD because the state of Texas will darn sure have your rear end in jail.


inkeeper06
Rating
u'll end up penniless LOL


lilrebelbabe1986
u will get ur car towed and ur license taken away. and if u wreck and its ur fault u will probably get sued.


sparkles
big fat ticket





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Why should i have a tv licence?
why do I have to pay for a tv licence, if i watch all my tv through sky and I subscribe and pay them every month. Has anyone else thought about this, I thought tv licence was only for bbc anyway-if ...


 Can a vehical tax disk be cashed in or transfered to another car?
...


 Has anyone ever hit a police car?
...


 How long is your license taken away if you do over 100 mph?
?...


 Can the poilce impound your car if ur caught driving with a provisional license? ?
even if the car is taxed, mot, insured....


 Is it possible to learn to drive with a driving instructor only?
I'm going to start learning to drive and i read that as well as having a driving instructor you should have private lessons as well but the thing is i don't know anyone who can drive so ...


 Was I REALLY at fault?
Ok, so I was making a left turn at an intersection and I was HIT by another car coming in the opposite direction on the passenger side of my car! First off, the other car was nowhere in the vicinity ...


 I would like to know who is responsible for paying for my daughters car when she totaled it last Friday night?
When my daughter totaled her 2001 Ford Escort we called the insurance company. My insurance company told me that their was only liability on her car!!! Of course, I freaked out and was steaming mad....


 Do I have to pay a parking penalty charge if I am a non-UK citizen and if I will leave the UK next month?
...


 17 years old how to get cheap car insurance?
I found a car i had my lieance for 3 months, the insurance is for Ł2400 how can i get cheaper insurance the insurance will be on my name or if i put it on my dad name how would i be able to drive the ...


 Best auto-insurance for teen driver texas?
I'm 16 and i'm almost to getting my full license. I being looking around for insurance and my best choice is to have a add on to my parent's insurance and that's $200 each month. I...


 What should i do when i have no insurance?
i bought a car in the last month(12th may), cause the summer vacation is coming, so i did not buy the insurance.but i crushed with another car 7th june, does it matter? will i be sued by the PD? ...


 Do I have to keep my car's proof of insurance in my car?
or can I keep it in my wallet, which is always with me, since it's been stolen out of my car twice?...


 Is anyone who has the permission to drive my car covered in my car insurance in case he got into an accident?
...


 Points on your driving licence?
my 17 yr old son has been caught speeding so incurrred 3 points, then got stopped by the police for driving over double white line and has now got to produce all documents at the local police station,...


 If i have a number how can i trace the address without going to the police?
...


 Who is the rightful owner of a car, the person who bought it or the person who is registered inl log book?
...


 I have an application form for a game show - do i fill it in?...or do i fill it out??
...


 Driving lessons and test?
i have booked my driving test its in couple of weeks i've ben having lessons for just under 2 years thought i was ready. But last night had a driving lesson but go in the car and my instroctor ...


 Do you have to insure your car before you can tax it?
...




Copyright (c) 2009-2011 Wiki Law 3k Monday, May 28, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.024