Whats the law regarding car insurance.?
Find answers to your legal question.
Whats the law regarding car insurance.?
|
Can I drive someone elses uninsured car on my own fully comp insurance. My friend owns the car but is unable to drive and therefore hasnt got insurance, I have fully comp on my own car which is being repaired and want to borrow her car for 2 weeks, can I legally drive it on my ins.
|
|

tomtom
|
Definitely not. |
|

Nixs
 |
depends on what your policy say, if you read all the documentation you should be able to see what you can and cannot do, insurance companies can be misleading and not tell you everything, for instance you might not even be insured to drive to work.
my parents have that loop hole in there insurance that they can drive any car, whereas i can only drive my car with my insurance. just depends on the policy purchased. |
|

Paul C
|
Insurance co. states the other car must be taxed and insured, but your policy will pay if you crash. but its a funny thing in Ireland as the insurance co's are a law to themselves. so ALWAYS check with them first!! |
|

migdalski
|
You must check your policy details. Even with comprehensive you may not be covered to drive other cars. Best thing is to phone your insurer and ask, then the onus is on them to get it right. |
|

Bren
 |
check yr insurance policy most comprehensive policies allow u to drive someone elses car with their permission on 3rd party cover. |
|

Fellside13
|
You can only drive it on your insurance if you tell your insurance that it is an additional car. They will, of course, charge you accordingly. |
|

reggie
 |
No you can't, the vehicle has to be named, as it were, on a policy, for you you to be able to drive it on the public highway or any place where the public have access.
Your policy may or may not allow you to drive another vehicle on a third party basis with the insured's permission. Note the 'with the insured's permission' - this means that the vehicle itself has to have a valid policy covering it.
The only way in the UK that you can drive an uninsured car legally is when you have trade plates on the vehicle |
|

mainwoolly
|
Depends what your insurance policy says.
Quite often if you've got fully comprehensive insurance, it will allow you to drive another vehicle with third party cover.
You need to check your policy. |
|

Nap
|
If you call your insurance company they could do it but the problem here is that It's not your car. The law requires that the CAR be insured. To do that it would mean your insurance company Insuring this vehicle and you would be required to register the car in your name. The car is NOT a rental so the first scenario stands. You must register the car. No way to do It for just 2 weeks. That is only if you rented a companies car like Enterprise. Sorry. The answer t your question would be : No you can not. |
|

Dtownfb
 |
Call your insurance agent. The insurance laws vary from state to state. Without more information, no one can give you a correct answer. A 5 minute call to your agent with leave no questions. |
|

Taz
 |
No you cant, your insurance is for your car only |
|

Moe
|
Well i haf just bought a vehicle soon as i pulled off the police stopped me to check if i had insurance i told them i was fully comp on the car i just traded in and i hadnt told my insurance company of the new vehicle the police done there checks and went next day called my insurance and explained i drove it home they said its fine my fully comp covered the car so best advice check with ur insuance
|
|

|
|
|
|
Is getting my Temporary License in the State Ohio hard? |
| I've been reading the manual but I don't know what I really need to study or how the questions are.... |
|
Do I need to add my fiance to my car insurance? |
| Im looking to get some insurance on my vehicle, my fiance and I have 2 children together and are wondering if I need to put her on my insurance. We own one vehicle which is in my name, I drive it 98%... |
|
What is the average payment for insurance for 2009 G37 Coupe? |
| so i am thinking about getting Infiniti G37 lost between getting the AWD or the Sport one so if you guys tell me which one is better but tell me after you have look on each one and the most important ... |
|
My bro in law, let his deceased wifes car tags expire...now he wants me too..? |
| my brother in law doesn't have a valid drivers license. And over the summer his wife passed away. The car is in her name and her parents. In october the tags on the car expired. but it was ... |
|
Licence test for kentucky? |
i failed my driving rtest twice now and i was wondering if i failed 3 times do i have to wait a year?
age 18 KY... |
|
Renewal of registration? |
| i bought a tata indica 2000 model car. its registration is valid upto 2015, my question is when this time comes, how much i need to pay/spend for its renewal.. and also whats the process... plz let ... |
|
Road trafiic accident? |
| myself and my partner where involved in a road traffic accident he was driving and both myself and his brother both got seriously injured. there is no way of telling how we hit the tree, no skid ... |
|
Want to take drivers license test? |
| im 19 want take that drivers test how does it work do you study that yellow book and just take it and if you pass they give you license im in ... |
|
My car did something crazy recently...please help? |
| I was driving in the grass and the car let out a loud boom boise and smoke emitted from the hood and the tail pipe.then, i noticed i was sitting beside the car...the car had blown me out, but i was ... |
|
Is it true that certain DMV's are harder than others for the behind the wheel test? |
I made an appointment to one of the DMVs and all my friends are saying that the one i picked is really hard to pass.
Is it true that some DMV's are harder than other DMV's?
I... |
|
Going to buy a car, Do i need insuance? |
| So this weekend I'm planning on buying my first car, but I don't have auto insurance. I would assume that I need it to be able to drive the car back home, but how do I get it without ... |
|
Is their a way to get a drivers license 1 month earlier? and im 16.? |
| I got my permit 7/5/08 and today 3/5/09 i went to secretory of state in illinois and the guy told me i need to wait 1 more month till april is there a way i can get it earlier? Please it would really ... |
|
Car collison question!!!!!? |
Hello,
I am trying to process the fact that I had gotten into an accident yesterday. What ended up happening is I was in the middle lane driving, I looked over my shoulder to make sure no ... |
|
What do I have to know for the MVA (Maryland) Learner's permit test? |
| Like, is it the same as the one in Virginia? (I have taken the Virginia one once before but i failed.) Are there 10 road signs and 25 multiple choice questions?... |
|
I got rear ended and the guy who hit me is pressuring me - should i get insurance involved? |
The person in front of me was tail gating the person ahead of him so I was trying to keep distance and my brakes were on/off. The guy behind me crashed into me from behind.
There was minor ... |
|
Can you get a ticket for no insurance without driving.? |
| i was going to the police station to report a crime. the cop asked my my name and if i had insurance i said no. a few weeks later i have a "bench warrant for my arrest" for driving without ... |
|
Was this car incident my fault? |
| I was in a parking space and someone parked beside me to my right. We drive on the left in Ireland so as I was reversing I began to turn my wheel left to get the turn; however my wheel 'locked... |
|
Car accident question!? |
| I recently got in a car accidennt, filed the claim and everything. my insurance did an investigation said i was 0% responsible. what happens now? And now the othes person's insurance is calling ... |
|
|