When buying a used car from a garage how do you get insured to drive it home?

Pete H

Phone your insurance company (or arrange online) for a cover note which they will issue you pending the full policy. You are then fully covered to get your pride and joy home.

maxthepax

You have to buy the insurance first then buy the car.

Ring the insurance company and get your cover note to start before you pick the car up. It is illegal to drive with no insurance and some reputable garages won't allow you to take the car away without a cover note.

Paula

i was in the same situation last year... first car and all that..

check around for cheapest quotes etc... when you buy the car simply ring the insurance company ..get immideate cover and drive away...

good luck and safe driving

malibugirl

You dont normally take a car home on the day you see it. You arrange to buy it then they normally valet it and sort out the paperwork. You go home, sort out insurance (which will noramlly come the next day in the post) then you go and collect the car.

oklatom

Since insurance goes with vehicles, not with drivers, you leave it there until you have insurance on it. Just call your agent (or dad's insurance if you don't have a company yet) and tell them you are buying a car and need to drive it home. You will need the information about the vehicle, make, model, year and VIN and they can get it set on on insurance so you can get it.

Enjoy your ride.

markaubrey

because youve bought the car you can insure it before you go and pick it up.you can ask insurer to start policy say an hour before you go and pick car up.get car details before hand then ring desired insurance.then collect the car.but pay car dealer a deposit you dont want to insure car then have him sell it to someone else .

Sue

Call up a good independent insurance agent, have the VIN & your license # ready & get quotes. Do NOT drive the car home until you do this. If you MUST take it before you get insurance TOW it home. The garage will NOT provide you with temporary insurance. For 2 reasons: they no longer own the car & CAN'T insure it & they are not insurance agents so they can't sell you a policy. If you don't know who to call, ask friends, neighbors & family who they use & why.

Iqbal

You can buy a trip permit to move the car from a dealer to your home. Its valid for three days and the cost varies in different states. You will be issued a temporary certificate that you display it (tape it) on the rear glass, so that its visible from behind .

rowdy

It's simple - you approach an insurer and say "Can I have some insurance, please?"

Alternatively, as you say, you can get someone else to drive it home. As long as they're insured to drive it, there's no problem. (Many garages will insist on the driver being insured before they'll release the car, to cover themselves against a charge of "allowing an uninsured vehicle to be driven".)

Ollie

Hi, the garage will probably let you phone an insurance company,If I was you start phoning companies to get quotes
has it will be expensive.Have you know one that will let you go on there insurance.Congratulations on passing your test.

PollyPocket

You gottit. Keep the car at the garage until you are insured.

Even someone fully comp cannot drive it unless the car is already insured by someone else.

namrepus

Just leave your car to the garage for your protection and start working with your car insurance. You can search it on the net the company that offering cheap car insurance, you can try to visit a site like this http://www.nightbirdssolutions.com collect some quotations and select the company that could give you a much cheaper car insurance.

uk_suka

hi have the number of your insurance company you can phone then before you go to buy the car and when you pay the cash just phone them and give them all the car details and you are insured straightr awayt and they will send out the paper work in due course (dont forget to take debt card to use over phone ) hope this helps

kumala

insure it before you pick it up, you need he details of the car you can get immediate cover via internet visit confused.com

fisherwoman

You get the vehicle info and provide it to your insurance agent. Pick up your paperwork at the insurance office, and then pick up the car.

Josh G

You will need to buy the insurance before you can drive the car off the lot. All you will need to get your insurance is the VIN number, so you can call the garage to do get that, set up the insurance, then pick up your car.

alphacenturi

Nearly all companies will write you a cover note as soon as you either pay for your insurance or at least the deposit of you take it on payments.

The company you buy the car from will probably want to see the cover note before they will let you take the car anyway. Insurance companies can fax a copy across to them if they insist in seeing something.

If you use a local insurance company they will be able to write you a cover note there and then, doing it online would probably be cheaper so you'll have to wait a day or two for the paperwork to arrive.

If you want to get the car home, why not take another driver with you? Anyone with car insurance will have a minimum cover so they can drive any car so at least you'll have it on the drive all ready to go as soon as your ready.

WelshLad

If you really want the car and know it's the car you are going to buy then sort it out the insurance for it, the certificate should arrive withina few days - but you are still covered. Even if you get pulled, you have 7 days to produce and that should be enough time for your certificate to come through the post.

David B

The garage will sometimes give you temporary insurance when you buy the car.

If they dont you can get insured straight away from most companies. You just to fill in the details or phone them.

You could ring around for quotes on the type of car you are thinking of buying and them ring them back with the actual car details once you have purchased it.

happy motoring ! =)

sunshine

you have to make an appointment somewhere b4 you take it away i think for straight after you have fetched it and that way if you was to get pulled over they can ring up the place and check and they will see you have every intention of getting it thats what my dad used to do :) unless you can get it before hand starting that day congratulations on passing your test ill blow you a kiss mwah x goodluck ! happy driving !

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