Who do you go to for car insurance when your record isn't so spotless? (Chicago driver)?

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Who do you go to for car insurance when your record isn't so spotless? (Chicago driver)?
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Long story short, I currently drive one of my mom?s cars part-time, and am covered under her car insurance (Allstate). In the last 2 years I have had 3 minor accidents (damages $500 or less), 2 of which were my fault. My mother recently tried to obtain car ins. through another provider and was denied due to MY 3 accident history. Because my mother is now unable to obtain car insurance w/ a new provider to possibly receive a more competitive rate, I'm considering having her drop me, sell me her second car and I then attempt to get car ins. on my own. My question: Will any car insurance company insure someone with my history? And if so who? I understand my rates will be thru the roof if someone will take me on? Secondary question regarding this continued...

elizabeth B

All mom has to do is list you are a restricted driver on her policy and her rates will be fine again As to where you would go, same place you would if you had spotless records, to an independent agent that can find you coverage.

If you want some more information, I would check out...

http://www.safelinked.info/go.php?link=insurance

Take care.

entidtil

Many (high risk) companies will insure you. It will just cost more. Phone around for quotes and make sure you tell them of your poor record

Ironball

1 800 SAFE AUTO

Lastie

Small discount no name insurance companies will. Look in yellow pages.Look for ones that say SR-22 they cater to high risk insurers.SR-22's are for people with DUI's but they are the ones you want to look for even though you don't have a DUI

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