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Who has my title deeds for my property?
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Who has my title deeds for my property?



    




WelshLad
Rating
This is Cars and Transportation


madgreenbird
Rating
For information relating to the title of your property in Eng & Wales, the Land Registry is a good place to start. They have local offices across Eng/ Wales.

Also, the solicitor who acted on your behalf in the purchase or last remortgage will be able to advise where they went. The sols might still be holding onto them for you.

However, note that packets of physical title deeds are going out of date, they are being replaced by electronic titles.
The last time your property changed hands, the solicitors acting possibly dematerialised them.

Nowadays, it is not common for your mortgage lender to hold onto them, but they might still have them too.


yorky
whoever gave you you're mortgage - if you have paid you're morgage then you should have them.


The Tank
Rating
Your morgage lender (bank or building society) will be holding them. If you don't have a mortgage then you should have them.
Nobody except either the lender or the freeholder should hold the deeds without the owner's express permission or a court order.


ken p
Rating
me until you pay me i will not release them


towman_nick
Rating
Deeds are generally kept in a deed book located in your local courthouse.. Unfortunately they are public record available to anyone who wishes to pay the fee to get them. You will have a copy in your possession and/or a copy should be with your lending institution


oklatom
You should have. Is there a lender? Ask them. By the way, cars and transportation, insurance and registration is probably not the best category to be asking this question.


joannie
Rating
If you have a mortgage, then the mortgage lender, and they will keep them until your mortgage is fully paid up.
If you own your property, then you should have them in a safe place, like with a solicitor or in your banks safe.


Raine
your mortgage company should have them


Onestep downfrom God
Rating
Sorry, I haven't got them.


nickinoo102
you should have them, the old ones were left by the old owner and my solicitor forwarded the new one on to me a few days after completion


stan j
Rating
If you have a mortgage the lender will have them, if you don't ask your solicitor where they are.


Nena
Hi, if you mean the original recorded grand deed, that should have been mailed to you by the recorders office about 30 to 60 days after close of escrow. the deed of trust a copy should be in your possession when you signed your loan documents prior to closing your loan, and if you don't have it, (Anytime you sign legal documents you have to receive a copy of the signed documents) or go to your county recorders office to request a copy, since this is public information, any Real Estate agent can also get you a copy , very quick from a title company, or a escrow Co.
Hope this inf. can help you.


rami #1
Rating
Depends when you bought the house- if it was more than 3-5 years ago, then your mortgage company will do, unless you don't have one, the solicitor may have held onto them, but probably wouldn't, or they may be lost- in which case contact the Land Registry and they can give you a summary of the deeds for about £8.


futuretopgun101
You should have them.


BENTLEY BOY
Rating
ME!





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