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Who has to foot the bill me or the insurance company?
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Who has to foot the bill me or the insurance company?

I was in a car accident 11 days ago. When i slammed on brakes my seatbelt clutched to my chest. about 2 days later i started have chest pains and now my chest is really heavy and i cant stop coughing. i cant even hold a conversation without coughing and my nights are sleepless and im also having shortness of breath. if i go to the doctor can i get the insurance to foot the bill or is it to late.


    




Badkitty
No it is not to late. Go to the doctor or emergency room. And turn it into the insurance company. You really need to be seen regardless. Please go soon.


luckyirishgirl2004
I would think since this was caused by a car accident, the insurance company would need to pay. However, I would call them and talk to them first so you don't get stuck with an unexpected medical bill.


CowboyBill
Rating
What the hell???
Why don't you just go to the damn hospital, idiot? Are you really going to wait until us bunch of stupid Yahoo people give you advice before you check for a fractured sternum???


Carl Parker
Rating
Your Liability limits would not cover you; but, if you had medical payments on your policy than you can have compensation from that coverage. Now, Medical Payments is more of a convenience coverage. Usually only from $1,000-$10,000 in coverage that will cover yourself and passengers in your vehicle. Check your Declaration Page and/or Agent to confirm. Now if you don't the only other option would possibly be under your Medical Insurance.


monie99701
Rating
Insurance should cover it... damn seatbelts anyway


wayne m
depends on whether or not you were cited as being at fault for the accident....if you werent at least in ohio....you can get the other person's insurance to cover it.


rockydriver22
The insurance company should pick up the tab, just call and talk to them and tell them what is going on


mikeygp4
Rating
Your insurance will only cover the injuries of other parties if you were found to be at fault for the accident. You insurance may cover your doctor visits if you have medical coverage as well. Not a lot of people have this though.





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