Home     Links     Contact Us     Bookmark  
 
   Homepage      News      Legal Forum      Dictionary  
Home : Legal Forum : Insurance & Registration

Who pays the damages when a stolen vehicle hits your car?
Find answers to your legal question.





Who pays the damages when a stolen vehicle hits your car?

My van got stolen and i decided to follow the van with my other car. i was following him for a little bit and then i guess he noticed i followed him so he backed into me and hit my other car.

Who pays for the damages on both cars? The criminal or my insurance? Im not fully covered in both vehicles so does that mean i would have to pay for damages to fix both my cars? What if the criminal hasnt been found yet, who pays for the damages??? Me or my Car insurance. I am insured with Farmers Car insurance


    




:>)
Rating
you do not have full coverage, so you are shite out of luck. You would actually have to sue the criminal! I know it sounds crazy, but I have seen it happen more than once.


entidtil
Call your insurance company and next time, call the police and let them do their job. You could have been killed trying to play detective.


ronald h
Rating
Your car insurance company.Good luck on catching the criminal much less getting them to pay.r


Frankie Coletta
Rating
Your screwed! The thief has to pay once he's caught and convicted. Then, if he has no money, which he doesn't since he's stealing car's, you have to put a garnishment on his wages. He probably has no wages either. If he does, he can just quit and get a new job and then you have to find out were he works again........it'll be YEAR'S before you see anything.
You DID make a police report right away....right?


Gambit
Rating
I'm assuming the other vehicle was found since you say it was stolen. If this is the case this would be paid under your uninsured motorist coverage assuming you have this coverage. If not then this would be paid under your Collision coverage. If you do not have this coverage see if the area that you live in has a victim's of crime compensation fund.


david h
Rating
If the police catch the criminal and secure a conviction then he will pay for the damage to both vehicles if and only if the courts decide it is reasonable for him to do so and even then he may refuse to pay up and prefer to go to jail. If he has no money a wife and 6 kids and has caused £1000 worth of damage he will claim he can not afford to pay you ! and the courts may agree with him and sentence him to do some community service etc with no compensation for you.
If he is not caught then you may claim on your insurance if your policy is fully comprehensive other wise you will have to pay.


♥ Uwish ♥
Rating
If you do not have collision coverage on your vehicles then the insurance is not going to pay a penny.

So ultimately, you will be responsible to repair your own cars.

You could TRY to find out who stole your car and pursue them for payment, but think about it. They Obviously do not have money considering they tried to STEAL your car.





 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:




Legal Discussion Forum

 Cheap Insurance on a Merc A-Class, first car, UK?
Can anyone tell me if it is possible to get Cheap (Under £800) insurance on a Mercedes A-Class 1.6?
I recently passed my driving test and want to be added to both my parents insurance as a 3rd ...


 Which is the cheapest insurance for UK minicab drivers?

Additional Details
UK private hire, NOT US...


 What are good insurance companies that insure go karts in maryland?
My club is constructing a go kart, and we are told that we must have insurance in order to drive it. Anyone have any ...


 My tags expired in 2006, I live in California, how much will it cost to renew them? ?
Im 16 and i get my drivers liscence wednesday, but i dont have a car yet to take to school and i cant take my parents truck cuz they need it during the day. Our infinity's tags have been expired ...


 Do you get a criminal record for driving without insurance?
if ur caught driving a car that your not insured on. Will you get a criminal record....


 If your car is pretty old and not worth that much, what parts of auto insurance do people normally remove?
I have a 14yr old toyota previa with 185,000 miles, and my auto ins is coming up for renewal. It currently has the following coverages. Which do people typically remove for such older vehicles?
...


 Auto Insurance questions?
I just bought a new car and moved out of my mothers house. I have been on her auto insurance as well since I was going to school while I was living there, after graduating, I finally found my own ...


 I lost the registration to my car, how do I apply for a new one without proof of ownership?
All of documents to one of my vechicles were lost and now I want to sell it. Will the secretary of state let me apply for a new title with only the Vin number?...


 Is there a grace period (past expiration) in MA for getting your car inspected?
my car's inspection sticker expired in oct. of 2008, and i was pulled over by a cop on nov. 4 for driving with the oct. sticker on it still. i hadn't gotten it inspected at the time ...


 Accident: Left Turn, my fault?
I got into a car accident yesterday at about 8:15 PM. I was going to make a left and this man was coming straight. I could’ve sworn he was in the right lane to make a right turn (right only sign) at ...


 How much does it cost to transfer a plate?
I am buying a car this Friday and I already have a license plate from my last vehicle. About how much would it cost at a notary to transfer the new vehicle information to this plate & ...


 I've been told I must obtain a PCV or LGV category C or D licence. What are the differances?
I'm going for a job as tour guide/driver. This will entail alot of driving of a converted truck that will accomodate about 20-30 people. They've said I must obtain the mentioned licence but ...


 My wife was in a car acc ?
she has raked up medical bills of 35,000 our health ins has paid alot less than that so we have 2 questions number 1 we have been told the only money we will pay is what our ins pays out so they ...


 Can you take the "5 hour" right after you get your permit?
Or do you need to have driven for some time? I just got my permit about 5 days ago, and I want to know if I can take the 5 hour course tomorrow. I am from NY state, if that matters. And if nobody ...


 How can I report anonymously that a car parked at my work has expired insurance, inspection and registration? ?
Someone at my work drives a car that has expired plates/ registration, New York State Inspection and they are driving with no insurance. She laughs it off because she was pulled over by a State T...


 If i have no car do i have to pay insurance?
if i have my liscence but no car, but i drive my parents car do i still have to pay ...


 What happens in state of NV if u get pulled over with a expired drivers license?
...


 Expired license plate ticket?
I got a ticket this morning for an expired license plate sticker. It expired on 11-08 My husband and I both over the summer of 2008 put new stickers on our plates. I had no idea that they would ...


 POLL: do you have your learner's license or full license?
plz provide answer and how long u've had ...


 How can you tell from the new style number plates where a car is from?
my registration starts NA so how could I find out where that is from? I know the first two letters tell the police/DVLA where the car was registered and then the next two numbers are the year but how ...




Copyright (c) 2009-2011 Wiki Law 3k Sunday, May 27, 2012 - Trusted legal information for you.
Archive: Forum  |  Forum  |  Forum  |  Links
0.024