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Todd C
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Trust me people... Mich. No-Fault laws are different then any other state! They apply, to an extent, to property damage as well. I don't have the time to look them up now but if two insured vehicles are in an accident it's different. The at fault party is only respinsible up to the other person's deductable (perhaps not 100% correct but it's something like that). So don't apply typical insurance rules/laws to Mich.
But in this case insurance laws probably don't apply at all as the driver did not have insurance. So, as mentioned, this might become a simple civil matter.
Also... people don't have file suit to have the other person be liable (I wish people would stop posting this... it's just ignorant). A person is liable if they are liable. Filing suit is simple a means to obtain a legal judgement and allow a person the legal means of collection. |
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CwboyBill
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Duh.....
You crashed into a building and you can't manage to understand that YOU are responsible??
Double DUH.
Pay the man before he sues you.
D..U..H!!! |
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Jen
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you are and you will end up having to get insurance |
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loralaey
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You are. Unless the owner of the bldg. won't press charges.
How is it possible that you drive without insurance? Was the police called? I live in Kansas, and I have insurance but the other day I cleaned my car and forgot to put my ins. info. back in. And guess what? I got pulled over, when I told him that I did not have the ins. with me, he told that I have 7 days to show proof of ins. or I have to pay $350. |
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kayedge27
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you seriously ran into a building...umm it's your fault smart one :] |
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simply_made
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no fault states are only of benifit to the guilty party if there is a dispute over the fault of an accident (such as un-wittnessed incident, your word against his, etc).
In your case, there should not be a dispute, since the building owner can not possibly be at fault. There should only be a discussion or a preceeding of how you are going to pay for the damages.
Also I don't believe that the "no fault" laws in your state apply to property damage, I believe it only applies to other vehicle collisions to save litigation time and costs that the state and local govt pays to its district attorneys. |
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Jealousy
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well you hit the building.... you caused it, you would be responsible |
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babidollishere
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Whoever's fault it is is responsible for damages. You said it was your fault, you are responsible for all damages. A building? That just sits there....and you don't think your responsible? lol |
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cousinbonehead
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You are, if he decides to sue you in civil court.
The loss on your car is also not covered.
Had you had insurance, with collision coverage, the damages to your car would be paid for by your insurance company. This is why its good idea to have insurance WITH collision coverage.
If he doesnt sue you, you should be ok. But, him saying he has no insurance is likely to mean you will have to pay the damages to his building.
Civil court matter. Ide work out friendly arrangements like washing dishes or something. Justice, I am afraid, will not be on your side. But, he may be receptive to arrangements outside of court.
Good luck. |
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jackcool
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you are responsible for the damage of the building,only if you have regard to other person's property. get my point? |
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bundysmom
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Whether you have insurance or not, YOU (the person that hit the building) are ultimately responsible for the damage. Whether you pay for it upfront or the owner pays for the damage and then sues you or the cost doesn't matter. |
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dmv1221
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you are.......it's illegal to drive without insurance in new York anyhow.
I can't see why any other state would not require insurance. |
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Josh
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you cause you bumped into it. if its not that big of a damage just pay for the cost rather than dealing with insurance which you dont have anyway |
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Nedra E
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Since neither of you had insurance, YOU are responsible since you were responsible for hitting his building. Unless someone or something ELSE caused you to hit his building.
Nobody's insurance is responsible, only because neither of you had insurance. |
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UCANTCME
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YOU ARE 100% RESPONSIBLE FOR ANY AND ALL DAMAGES. |
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robert b
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you are see lawer fast |
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Marc
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If you are the one who hit the building, you are responsible for the damages. |
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Magyar
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you are |
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mdcbert
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You ran into the building, it cant drive, so, its all you. the damage was caused by you, the building was not driving.
WOW, you are going to get sued!!! |
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bleeeepme
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Since neither of you had insurance at the time, insurance is not a factor. You will pay for the damages to your car, he will pay for the damages to the building. Unless of course he sues you for damaging his property, because obviously you are at fault. (Buildings don't move). |
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Happy- Go
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you are, only if he sues you. In which he probably wont. Any claim that comes in the mail disregard it!!! |
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The wEsT SiDe
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I guess Who Ever Has The Best Auto INsurance |
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