Why are they asking for this ?
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Why are they asking for this ?
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Hi there, my sister purchased a brand new 09 plate mercedes benz. She borrowed the funds from her mum and family. I am the name driver on her insurance policy. My sister is 29 and i am 21 years old. The vehicle was parked on the street lastnite when a third party vhecile scraped the bumber leaving marks and scruffs on it. So i rang the insurance company on her behalf as the third party admitted liability. They booked me in to mercedes body shop for repair work to be carried out. Now today they rang requesting that they want to see how we paid for the vehcile, i.e bank statements etc and whos name the car is under. I have sent the documents of to them today. Why do they want to see how we paid for the vehcile and where the funds came from ? The woman said this is because we are young and its an early claim on the policy. you cant help being hit by tp when ur parked. Is this true ?? what other reason could it be they want this information ??
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srm_uk
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I'm certain its because the third partys insurance company has probably asked Mercedes to provide this information in order to fulfil the claim. I would imagine which ever insurance company the third party uses they need to obtain proof that the car actually belongs to your sister because if you think about it, how many people drive other cars without the owners permission? Basically if you were driving the car illegally then any claim request can be thrown out.
Also, they may want to check with Mercedes whether the damage was there before the sale. |
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vrrJT3
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They want to contact the dealer to find out if the damage was there before the sale. |
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WelshLad
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Why have you asked this question three times, with different a heading but same description? |
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Timbo is here
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They want to check that the vehicle was paid for by the policyholder, as you the named driver, are dealing with the claim. If they determine that your sister is the true owner then fine but if they think that you are the true owner or you are the main driver then expect trouble.
They are naturally suspicious as that is a typical scam that they are very wise to and even more so in this case as you, not the policyholder is trying to handle it - like you would if you were the main driver - I think you are aren't you? |
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oklatom
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For their records, and to insure they are making compensation to the owner of the vehicle, or someone authorized by the owner. Pretty standard. |
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Your all morons
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I believe that they want to know, so they can show cause, and render you a refund, without it no refund can be made. |
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