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mat B
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I work in Insurance, and it's like this. Women have more accidents, but there generally bumps and scratches due to general stupidity, such as reversing into the garage wall or hitting the car next to them in the supermarket car park. Men are involved in fewer incidents, but when they do crash, they are much more likely to have written their car off, and caused more third party damage/injury hence dearer premiums. My conclusion: Women are dizzy drivers, Men over estimate their own driving ability & Most think they can control their vehicle at speed, while only a few can safely. |
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soren
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well, we may not know how to park, but we are less likely to street race.
statistically speaking...i think women still come out on top, even though i agree it is a joke |
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Unhinged....
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We are safer drivers! (well, not me personally as i dont drive). A lot of men my age try too hard to impress their mates with dangerous driving, so car insurers prefer to insure women as we are not normally so competative. |
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♥ H.2k7 ッ
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cause we're supposedly better drivers and are less known to have accidents |
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toshkid
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Because they are very talented drivers, they can apply make up, drink coffee, speak on the phone, shout at the kids and swerve to avoid oncoming traffic or pedestrians in an instant, you go girls thanks for making this world a safer place to live in |
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Caitlin
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they are less likely to get involved in the whole male EGO thing whereby they race each other in the car. |
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Faith ((Ninja and Ducky))
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Because 'Sheila's wheels are superstars' |
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lilshortyjess
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were better drivers fact because who are morw likely to race each other.... guys |
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thundercatbabe
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of course we are!
but it isnt true that all insurance companies give cheaper car insurance to women,in fact it all depends on driving experience and points on your licence. I bet if you could look at records for driving offences by men and women and compared - i bet you would change your opinion of 'us women' then. |
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alinurse99
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do we???? |
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Cher
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The male species
seems to have more
accidents!
FACT |
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MeMe N Only Me
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Being a man i think, women get cheaper insurance coz
THEY are LESS AGGRESSIVE drivers compared to men. |
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NY1Krr
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2 reasons
1-They drive more safely and defensively. I dont think it is because they are better drivers... I think it is becuase (in general) they are safer drivers. Men tend to drive faster and more aggressively which leads to more accidents.
2- An average male drives more miles per year than an average female. More hours behind the wheel means a higher likelyhood of an accident. |
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Katie
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They are statistically proven to be better drivers. |
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Sassafrass AKA: SASSY
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That's easy, because we a better drivers, more attentive to to road :) |
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The BudMiester
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Because we`re better drivers and have less accidents! |
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lisa c
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i dont mine is sky high |
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fred405
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Unfortunately they are safer than your ar*e
They have fewer claims and fewer driving convictions
They dont have all your testosterone running through their bodies and thankfully are not out there to try to prove anything
I used to run a vehicle recovery operation and the worst drivers were.......... wait for it.............. MALE aged 17 to 25 and that is fact. Research it and you will find this to be true
I do realise that there are some awful women drivers out there but equally there are some even worse men
I ride a Harley and realistically would call for the entire driving standards to be improved. But dont knock the girls when its the boys who are up there with the worst of them
Yes I am a bloke but I still have this opinion |
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JAN
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I guess this comes from an era when less women drove and the insurance companies haven't figured this out yet. As a parent of both boys and girls it is annoying but SHHHHHH!, don't tell them you know they won't lower the guys insurance they will only raise the girls. |
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Bob G
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They get in fewer accidents.
Insurance rates are based on odds. When you buy car insurance, you're betting that you'll get in an accident and they're betting that you won't. They set the pay out based on odds to make sure they win money when all of their bets are lumped together.
With women as a group, they can still win money in spite of collecting less from each individual because they don't lose as often (women aren't as likely to get in traffic accidents).
As to the reason why? Men are more aggressive and take more risks.
Avoiding accidents is more than just how good a driver is. For a given situation, a more skilled driver might be more likely to avoid an accident. But, if better skills mean a driver will accept riskier situations, then they've effectively cancelled the benefit of their driving skills (at least in how it relates to the chances of getting in an accident - they have increased the number of situations they're capable of driving in, though, which is of some benefit).
Unfortunately, with male drivers, a small increase in skill tends to result in a large increase in accepted risk. The bottom line is that male drivers may be more skilled drivers, but their increased risk acceptance tends to be greater than their increased skill.
Edit: If people realized that buying insurance was really betting that you'll get in an accident, then men's rates would probably rise even higher - losing a bet usually bothers men more than women. |
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westhighland
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Women recieve a better deal because they are prettier than men and have a way of making men do things that make no sence . |
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chris m
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It must be a conspiracy. Maybe ALL the insurance companies are female owned!!! |
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Jen
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Insurance is based on liaility. If an insurance company thinks it's going to shell out more money over time because men statistically have more accidents than women, then they are going to charge men more. |
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laplandfan
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Because statistically we are the better drivers!!!! have less accidents |
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everybody loves 3000
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women are statiscally (sp?) better drivers |
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swenson0
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Because they dont drive like "Show-offs" |
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**Missy**
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Because we don't have egos that cause us to show off and wreck decent cars!!! |
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pid_38
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After yapping all night about nothing keepin the old man awake, they kick you out to go to work battling with all the traffic and stress whilst they stay in bed and rest, they call it house work! then the school run, av a chat, then back home for more sleep. Whilst the old mans now driving home with more stress and a bit of road rage and sleep deprivation, then you get home to your DIY and ding meal. then when you get to bed she wants to chat.
so to some up. yes men may have more smashes but only because, like they say "woman don't have accidents but they cause a lot". |
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B2B
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we get bigger discounts on our insurance because our claims dont cost as much
women generally just have bumps in there cars guys tend to really go for it when they have accidents cost's a lot more |
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goodmorningeveryone2007
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they are safer
19 year old males pay double I think
they drive 200MPH and wreck $40,000 cars |
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