Why my home isurance claim has been referred to an investigation company?
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Why my home isurance claim has been referred to an investigation company?
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I rent a 3 bedroom house with a friend and arround the new year it was broken into and a number of items including my musical keyboards and digital piano were stolen, NRMA has reffered my claim to an investigation company after an adjuster visited the house and took all the receipts and catalouges of the stolen items$. Also, the incident has already been reported to the police and the house has been examined by forensics for finger printing. My question is to why my claim has to go through all this stages? is that a normal procedure?
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SP7
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There is a lot of fraud out there. They may feel something is suspicious or perhaps you were just chosen at random for further review. |
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John M
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insurance companies will always cover their butts before paying a dime. if they suspect fraud, that's why they do that |
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Cuacualti
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no, because your story sounded suspicious. insurance fraud is very common and makes the insurance company a little cranky. they dont like being screwed out of money and will do anything to find out if youre lying. |
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spicerjoe
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maybe your claim looks fishy... |
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righty
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People lie about the value and number of items taken. Insurance companies try to weasel outa paying off. |
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milton b
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It very well may be depending on the amount you have filed a claim for. Some insurance companies will scrutinize claims very carefully to prevent fraud on the grounds that it tends to prevent their clients from thinking of insurance as free money. |
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speedwell
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It could be standard operating procedure. How long have you had your policy for? If it is brand new, that is a red flag for fraud. |
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