Why should my credit score have ANY bearing on my car insurace rates?
Find answers to your legal question.
Why should my credit score have ANY bearing on my car insurace rates?
|
If I have no accidents and NO tickets in the past 15 years????
|
 
|
Diamond in the Rough
 |
It is now law that they can consider every aspect of your life according to your credit scores....even future jobs. Isn't our government great! |
|
top-down
 |
Precisely!! |
|
someone
 |
don't know but it does |
|
elgil
|
They use any means to jack up the prices. What a racket! With the politicians help. |
|
The Grand Inquisitor
|
Because if you are driving your gettaway car from the bill collectors, you are more likely to have a wreck. |
|
tell
|
it shouldn't... you need to find another ins company to go with!
Who are you with? |
|
bostonianinmo
 |
Most states allow this. There may be a few that don't. If your record is clean, your credit rating should not have a significant impact on your rates, though. It's more often used to jack rates for poor drivers even higher. |
|
WellTraveledProg
|
It probably won't if you pay a whole year's insurance cost up front every year. If you want to make monthly payments on the yearly total, your credit score will affect the cost just like any other installment plan. |
|
kdog
|
Alot. It shows how capable you of paying a prememium month after month. I would not give a policy to something with a bad history of paying debt on time. |
|
Guitar_Junkie_
|
Influences whether the insurance company can expect to get paid on time. |
|
tayivi
|
Here is the driver of the century. |
|
boker_magnum
|
Hmmmm, it might have something to do with them expecting their payments on time every month. Bad credit equals bad risk. Pay your bills on time, re-establish good credit, in time your rates will go down. |
|
|
|
|
|
 Problem with nerves on driving lesson, read on? |
| Ok I passed my test nearly 20 years ago and only drove about 6 times as my husband (now ex) shouted like a mad man at me from when I passed my test so I didn't drive. I got my new licence as ... |
|
 I have declared my car as SORN, but wish to drive it!? |
| I have declared my car as SORN due to an accident repair that was taking too long. The car isfully insured and I wish to re-tax the car, however its sunday and the dvla website is down for repair? am ... |
|
 What does it mean no title on car? |
| im thinking about buying this one car but the owner said he doesn't have the title what does that mean??...you cant buy the car, cant show the car is yours, or it might be stolen?... |
|
 Car Accident - Was it my fault...? |
| I was parkerd along side the pavement, indicating to pull out; I had checked the mirrors and pulled out... Some other vehicle came around the bend going beyond the speed limit. I hadn't seen him ... |
|
 I am SO screwed and depressed about a car accident I had on Wednesday.. Read more for details.? |
| I am so scared and feel like my life is over because I ended up hitting two cars and my insurance had expired a few months earlier because I didn't have the money to pay them. I was trying to ... |
|
 Car insurance in the uk? |
I am going to be sitting my driving test in a couple of months and was hoping someone could tell me or point me in the direction of what size of engine i would be able to get insured for.
... |
|
 Can i do this? |
| There is a Nissan 300ZX a few blocks away from where i live and i think its abandoned. Ive seen this car sitting there for awhile maybe longer than i know cuz the tires are flat and i know they arent ... |
|
 When taking the driving test do you blow your horn to back up? |
| When I was in drivers ed. they made us blow the horn to back up. So when I go to take the driving test do i blow the horn?... |
|
| On buying a new car, should I get insurance for it immedliately? |
I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true?
If it is ... |
|
 Will my car insurance pay out? |
my car has been stolen, but my friend claims my insurance wont pay out as it was only taxed and tested until next month. surely they should still pay me?
Additional Details
we are in the ... |
|
 My vehicle was rear ended which wasnt my fault. I am uninsured. Do I get a payout from the persons insurance? |
I live in Australia, got rear ended, made me hit the car in front as well
Additional Details
compulsory third party, comes from the government when paying ... |
|
 IM 17 YEARS OLD WITH NO DRIVER LICENSE AND I GOT A TICKET FOR HAVEING NO DRIVER LICENES? |
| Im in the state of Texas. I was goin to pick up my dads check and when i made a left on nursery. And when this lady saw me coming up she just went infront of me. So yea i got in a wreak. And i have a ... |
|
 CA Drivers License Suspended, not DUI? |
| I was a week late in paying my insurance and I get suspended for a year, even though I renewed the insurance and showed it to the judge. Is that excessive. Life just got hectic and I overlooked it. I... |
|
 Can they take my lincense for not have insurance and charge me 300$ before court and the man hit me.? |
| my car was park and my kids was in the car. they took my license and gave me a ticket and told me i'll can pay them 300 and we wont have to go to ... |
|
 Auto insurace question--non at fault driver asked immediately if I wanted to keep this out of the insurance? |
| I live in California and rear-ended a car today. The actual collision speed was very low, at best case two miles an hour. My car show no sign of damage but the other car bumber cover show numerous ... |
|
 Can i make a claim for whiplash when i was in my partners car as a passanger? |
| he is being held responsible for the accident. i am not named on his policy. if i can how do i claim?... |
|
| Gieco has wrong VIN# for my truck....Now what? |
| I just realized a day or two ago that Gieco Ins. has the wrong VIN# on my policy for my truck. It has been this way ever since I bought it almost 2 years ago apparently. Im aware that should i have ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
