Will my auto insurance cover a break in?

skeins1

They'll probably cover damage to the vehicle if you have comprehensive coverage to cover break ins. If you only have collision without the other you might be out of luck.
Call your bank right away and cancel the debit card.
You might want to read the fine print of your policy to see if it covers the stuff inside the vehicle that was taken. Usually the car policy covers car damage only.

MISS H

Most insurance companies will not cover items stolen from a car unless they are attached from the auto manufacturer. I had State Farm. Receipt or not, my guess is no. Been there, suffered that.

oklatom

Depends entirely on your coverage. Ask your agent. Frankly, it's unlikely they will cover your wallet (which should not have been left in the car) or the radio unless you told them when you put it in and upped your coverage, which leaves only the the window, and only if you had enhanced coverage.

cutecambslad

I do not think Car Insurance covers items left within the car such as wallets but you will have a set amount to get for in car entertainment ie Â£100 etc dependant on your policy.

It shoudl all be listed in your policy as to what you are entitled to m8.

You could contact your insurer and ask them they are usually quite good.

heather l

Your wallet would not be covered under your auto insurance. If you have homeowners insurance, it should be covered under that policy. Your auto policy only covers parts that are permanently installed and does not cover any contents.

Todd C

As others mentioned, those two items would most likely be covered... but... your deductible would apply. A few states would require the insurance company to waive the deductible on all glass... but very few. If this were the case, the deuctible would still apply to the radio.

I mention this as most people have at lease a $250 deductible.

mbrcatz

If you have Comprehensive coverage on your auto policy (fire, theft, vandalism) it will cover the damage to the window, and any vandalism to the inside of the car, to ORIGINAL equipment. If that radio faceplate was an after market customizing equipment, it will only be covered, if you insured for customizing equipment.

The wallet, etc, are CONTENTS, and you would need to file a claim under your homeowners or renters insurance for that.

mike1942f

Should under the comprehensive. When I had frig and invertor stolen from school bus conversion to RV, they were covered. You can only ask.

sayedino b

yes

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