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Will my car Insurance cover my accident???
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Will my car Insurance cover my accident???

To top of my bad night at work on my way home i hit a deer. yes, i killed it. I feel so bad. I started crying right when it happened. But it messed up my hood my plates fell off the front. theres a really good dent. but it didnt mess up the engine. i only have liability coverage, so is that enough to cover the damage????
Additional Details
well what am i supposed to do, i pay $121 a month for insurance and it wont cover it.


    




Pami
Rating
ok everyone is telling you no it won't be covered...

well, i have liability only and my insurance (state farm) covered my deer accident. its covered by something they refer to as 'act of god' insurance. Meaning it was something I had no control over. I did not have to pay a deductible and my rates did not increase.

i'm not sure if all insurance has this, but your best bet would be to call and ask.

edit: i hit a deer and did not kill it and my liability only insurance paid for the damages, without me having to pay a deductible and without my rates going up. call your insurance to ask. I speak from experience.


teke777
No, liablility coverage only comes into play when you are involved in a collision with another vehicle. You will probably have to pay for the damages.


fighting saints
Rating
In order to have your policy pay for the damages caused by the deer you need to have comprehensive coverage. The liability coverage will only pay for somebody else's car if you are at-fault for an accident.


oklatom
Rating
Without collision coverage, your damages won't be covered.


infoman6617
Rating
nope it dont cover it sorry





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