With only comprehensive insurance does that cover a collision in you own driveway?
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With only comprehensive insurance does that cover a collision in you own driveway?
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If you have storged your car and it only has comprehensive insurance and you backed into that car with another car is the car in storage covered by comprehensive insurance?
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oklatom
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If YOU backed into a car that YOU own with another car, YOU are responsible for the damages. Comp doesn't cover collision, collision covers collision, but again if YOU caused the damage to your own car, what are you going to do? Sue yourself for damages? |
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CowboyBill
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Nope. |
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Fred C
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NOPE! Comprehensive covers fire, theft, vandalism, hail, lightning, vermin, but not collision of any kind, whether you were driving it or not. |
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la428282
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What happened in this case was a collision between two cars- so it would have to go under your collision coverage.
If a random third party had hit your vehicle while parked/unoccupied their property damage would pay for your damages.
But as im assuming your own other vehicle hit it- its property damage could not pay out for another vehicle on your policy b/c its not fair to get repairs done to your vehicle for free when you are at fault.
Therefore- your going to have to pay damages out of pocket if you have no collision on your vehicle. COmprehensive coverages covers things such as fire, theft, vandalism, etc. |
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bostonianinmo
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No, in the US, comprehensive coverage is only for non-collision damage. Fire, theft, vandalism, wind, ice, hail, etc. A collision with an animal IS covered under your comprehensive coverage but collision with another vehicle or a fixed object is not. |
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Papa John
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Comp covers things like fire and theft, not collision. That's why they sell collision coverage. You need to see what coverage is on the car that did the damage. |
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D.L.
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No,, that would be under collision,,, comp is only for wind,fire,hail,glass,theft,vandalism,fal... objects,deer,flood damage.Collision is for accident with another veh, stationary objects like a pole or mail box, veh rollover, or while parked... Now if you own the veh that you were driving it would go under your collision.... |
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markcpt49
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I would think that the person who backed into that car is
responsible. the insured driving the car. not the car in storage. |
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barrbou214
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the best person to ask would of course be your insurance agent but i believe it would be covered. it will cause your rates to go up
though. |
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