Would it be smarter for my son to split car insurance payments with his 17 year old sister, or go it alone?
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Would it be smarter for my son to split car insurance payments with his 17 year old sister, or go it alone?
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He is 24, has taken driver's ed and had his license since he was 17, and it is his first car (not a new one, a 2000 Kia). She is 17, has taken driver's ed classes, and it would be her first car as well. He wanted to know because he figured that only having to pay half the fees would be negated by the fact that she is 17 and as new a driver as possible, which would likely cause high rates.
Additional Details
Also, I live in MA, which doesn't support most major companies, so I am looking for ballpark figures.
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Peedlepup
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Your son is correct His 17 year old sister would have much higher rates because of her age, especially since next year he will be 25, and will have his own rates reduced.
He would be better off buying his own insurance, and you adding your 17 year old daughter to your policy. She should/would reimburse you for her coverage. |
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Deep Purple
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The smart thing to do is for him to contact various insurance companies and query them for prices, in other words he should *get quoted*.
A ballpark figure? betw 123 and 987 depending on the policy type it could go up betv 296 and 1143 |
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David W
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We can't give you any figures, ballpark or otherwise, because we're not your agent. The 17-year-old's rates will likely be higher than the 24-year-old just because of her age. A good agent can give you both figures, and let the kids bargain for the difference. |
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