can the insurance company really do this?
Find answers to your legal question.
can the insurance company really do this?
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I scratched a car's wheelwell because it had parked too close behind me in a narrow driveway. I didn't see how close it was, until the scratch! Anyway, no big deal I thought. I gave my insurance number. Anyway, the repair cost $600, which I thought was too high for a couple inches of damage, but insurance paid it.
Background, 30 years driver, no accidents and maybe one ticket. Fifteen years with four cars in this agency, NEVER a claim.
I registered my son for his learners/drivers and they quoted me the standard price for his age and gender. Then, they sent the bill but had added $350 annually to my son's insurance costs. I called to ask why, and they said that the added charge was due to "a claim by a family member". They said it was because of the $600 that they paid.
Okay....I expect to cover my son through high school and college, probably for 6 years or 7 years. This each year with the increased cost. They will receive over $2,000 back in that increased fees to my son.
My question is, can they penalize another person for someone elses claim? That does not seem right. Also, can they recoup MORE than the claim that they paid out? This does not seem fair, as especially since we are like paying a lot for their services.
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pedro7of9
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live and learn,,,to save money..we [wife and I]
1 have high deductable 1000 dollars for me 500 for her newer car
2 pay cash for cheap [under 1000 dollar accidents]
Insurance co's can do almost whatever they want. |
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Randy M
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To save money car insurance is a fast and easy way to save or lower overall expenses. You can get a fast quote at websites they usually give you competing prices.
I have used http://www.LowRateToday.com |
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ken k
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google auto insurance in your zip code and check other companys/also get a hold of your agent and explain whats going on/he may be able to have it asdjusted/make sure you have costs on other insurance when y ou call him |
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DER ALTE FIRZ
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They can and do! They are not penalizing your son. They are penalizing you. You are the 'owner' of the insurance policy. If you think that the amount is too high, check with other insurance companies. |
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Fred F
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Drop him from your insurance.
Have him get his own insurance policy.
But first check out what it will cost him! |
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