Car Crash, No insurance????/?

CGIV76

No, the Police do not suspend licenses. If the accident is reported to the Secretary of State/DMV, of if you have to appear in court, then your license will be suspended, and you will be required to obtain SR22 insurance.

totellthetruth8

Most states require that drivers have car insurance. And if drivers don't, they will have their licenses suspended until they fulfill all license, registration, and driving requirements.

Plus, it's unfair to have drivers without licenses driving around. A couple of years ago, a woman without insurance hit my car. Yeah, she was saying that the accident wasn't that bad, because she dented my bumper. But the body shop said that she did $3,000 worth of damage. It turns out that she only got insurance to purchase her van and then stop paying the insurance premiums. My insurance company had to hunt her down to make her pay for the damage that she did to my car.

wenvorster

Where you caught by the police when driving without a licence? If not don't worry you can keep your licence. What do you want to report at the police station? I had a crash and had no insurance? Why would you want to do that?
Don't ever drive without insurance. If you can't afford paying the premium, you can't afford driving a car. If I were a policeman and caught you driving around without insurance I would get you life imprisonment. You are lucky, I am not a policeman and you will never get life for driving around without insurance.
Please use your brains and never ever drive around uninsured.

STEVEN F

Don't worry about losing your license. You can't afford a car to drive anyway. You are PERSONALLY liable for damage to ALL the property you hit. If you don't think you can afford insurance, you certainly can't afford that.
PS. Nearly every US state WILL suspend your license for driving without insurance.

belairjr

its gonna hit your wallet more then anything else.

fangtaiyang

Maybe, maybe not. you will ahve to pay for any damages to any other vehicle as well as your own or any property damage. If it was a small fender bender and no one was injured you may not have to report it to the police at all.

MiRaNdA rOsE

maybe the police should of caught you before your accident, having your car impounded will be cheaper then what its gonna cost you for this accident. i know how hard it is to try and keep car insurance i drove about 6months with none until i got stopped and the cop asked for it, i lied my *** off and got away with a ticket for inattentive driving. liability on a car isn't so expensive or do you have someone like parents who could help ya out a bit? good luck!

go online and pay ur insurance ASAP!! most likely it was just accumulating interest, but if u bring it up to date they may pay for ur damage as well as the other car, if u r at fault... if an accident is less than $750 in the state of CA u DO NOT have to report it to the DMV anyway... i got into a car accident yesterday too... good luck!

Kylie

The police didn't respond to the scene???? You should call them no matter how minor it is. If that person you hit sues you,you're screwed.No insurance to cover the lawsuit.If an officer came,then you'd have a statement from the other party stating any injuries they may have,but without a statement,they can come to you anytime saying,"aw,my neck hurts!" In NH where I am,if you get in anaccident without insurance, they make you get an SR22,but you don't lose your licence.You should NEVER drive without insurance!An accident can financially ruin you.You will be paying on that for a long time,especially if there were injuries that required extensive medical care,or if you have to buy someone a new car,and if you don't pay,they can sue you.Good Luck!Hopefully for your sake no one was hurt.

Internet Explorer

Yes, they probably will suspend your license.

guitarded

It depends where you live. If you live in the States, it depends on which state you live in. See here:

http://en.wikipedia.org/wiki/Auto_insurance#Public_policy

Beau R

Yes you will probably have your right to operate suspended. You may also be charged with operating an uninsured motor vehicle upon a public way.

PIKA

I know it seems like driving is a right but its not. Its a privilege, if you cant afford it for a month then park your car, and get a bus pass.

yes you were driving illegaly so your lisence will be suspended. FYI the insurance co. informs the state anytime insurance is cancelled, at this time you are supposed to turn over your lisence plate..

Ozark Woman

Jennifer,
Some insurance companies require you to pay a month ahead on premiums, so possibly if your last payment was in May, you could still be covered. Just turn it in and see what happens.
If you are not covered, the person you hit may have uninsured coverage, they will cover them and the damages, but they will sue you for the cost, court fees, lawyer, any medical, any car rental, wages lost, etc.
You better give up something to keep your insurance or you will lose your license, and as you see, it is cheaper than NOT having coverage.

Lev8mysoul

If your state requires insurance in order to be legally driving you will most likely be cited. You can look up whatever laws cover that in your state by looking up your states driving and licensing laws. If there was another car involved and you're uninsured, you're basically screwed, especially if you are at fault. That's true in all states.

If you don't have insurance, don't drive a car. The police will levy additional charges for your lack of judgement.

Low Gear

Depends on your state

patriotic italienneâ„¢ v1.01

Don't drive without insurance.

Admiral Norton

You will have Failure to show proof of insurance here (I assume you don't have any kind of insurance whatsoever). If they wrote you a ticket at the crash scene, get insurance and show proof in court to avoid a fine. Anyway, get the basic insurance quickly before you deal with the police.

On the other hand, if you're at fault in the crash and the other person isn't, you'll have to compensate for their damages out of your own pocket.

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