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jellybean
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who is your insurance with, there was something on the news a while ago about some insurance company screwing up their policies with the result that loads of people were driving aroung without insurance unbeknownst to them! get your insurance company to admit liability and you will should avoid getting done. Good luck |
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Michael R
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Call the insurance company and see if they can fax you a confirmation of insurance and then take it to court with you. Normally the court will throw the ticket out and you will be on your merry way! |
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THE BULB
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You are responsible for checking your insurance documents and informing the insurance company of any mistakes. If it was any other type of problem the magistrate will decide if the blame lies with the company or you. Unless you already have at least 9 points on your licence or you were driving dangerously when stopped I doubt you'll lose your licence. The usual penalty for no insurance is a £200 fine and 3 points. You're lucky the police didn't seize your vehicle as the law allows them to take away uninsured vehicles. |
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Zletsgo
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If you have a certificate for insurance (even if cancelled by insurer or yourself) Technically you are still insured until they have the copy returned to them - was highlighted in a court case recently. |
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Mitch G
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Forgot to pay them??? good luck...pay the ticket!!! |
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JACQUELINE
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Um, what happened? Once, I didn't have an insurance card on me and they let it slide. (This was after a wreck, and I had just cleaned out my dash and forgot to put the new one in.) They just sent me a post card requesting that I show proof I was insured on that certain date. I took it to the insurance company and they signed everything for me. Don't you have a cancelled check or some electronic statement with proof you've paid? They should be able to fix it providing it was really their mistake.
Oh, and I don't see why you would have to go to court unless you are contesting them for whatever they pulled you over for in the first place.
If it is only an issue of proving insurance, your insurance company can handle that. |
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a1ways_de1_lorri_2004
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get confirmation from the company made a mistake on your insurance and produce this to the police in the mean time sort it out with the insurance comapny so you were covered at the time you were stopped . |
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nobudE
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9 out of 10 times, the company's mistake is that you forgot to pay them. |
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alxnol
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you could contest it, likely to be expensive, technically you are guilty, but because there could be a special reason for you not having insurance, you would need a solicitor to explain it correctly to the courts and even then it would be down to the magistrates on the day.
Worse case scenario is probably max 6pts (5 is more common) and a fine in the region between £250 to £500ish plus £43 court costs |
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ragill_s1849
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Are you saying you have a company car and the company you work for didn't insure it for some reason, when it should have been. As said before, to answer fully I need more info. Are you in the UK? Do you have insurance on your own private vehicle? If so, you should be covered 3rd party only for driving any other car as long as you have the owner's permission to do so. If not, you may end up in court fighting your corner. Don't forget to drop your company in it, and get someone from the company to come in as a witness. It may be that the company end up getting done for it. If it truly wasn't your fault, then good luck. |
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clevver17
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If it was the insurance company that made the mistake, they will usually pay all your costs. If they don't you have a good chance in court. |
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starlet108
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Depends if you can prove beyond doubt that the company screwed up. I dont think you have much chance though as it is your responsibility to read all the deatails on a policy to ensure thay are correct before agreeing to accept the policy. |
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me_worry?
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Get your insurance company to resolve whatever problems and consequences resulted due to their mistake. If they don't help, get a lawyer. |
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nothing
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I believe the goal of your question is to seek a means of approaching this delemma in a way that has the best outcome for you, in reference to the citation.
The first thing to do is to make sure you understand the section you were cited for - to know precisely what the violation is said to be. There's a difference between being an uninsured motorist and being insured, but failing to carry your proof of insurance in the car with you. Or you may have been cited for some other insurance-related violation. Make sure you understand it.
You indicated that you insurance company made a mistake. If the mistake the company made is precisely the omission for which you were cited, then you should make an appearance in court and bring with you all supporting paperwork to show that the company made a mistake, that the mistake was still existing on the day you were cited, and that they now corrected the mistake. This will place you in a better position for having that particular violation dismissed, but would not have an impact on any other violations that may have been listed on the citation.
If the company's mistake is not really relevant at all to what the officer sited you for, then you're in a worse position. |
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Doethineb
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If it gets to court, argue special reasons for not having your driving licence endorsed. This is a genuine reason for putting forward that argument. You may still be fined, but there is always a chance that the court might give you a conditional discharge if it was the fault of the company. Would the company be prepared to write a letter for you to produce to the court? That would work marvels! |
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fr_chuck
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if the insurance made the error have them write up the reason on thier letter head and take it to court with proof that you know have insurance. |
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someonecanbme
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of course-it was not your fault |
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bostonianinmo
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If the company actually made a mistake, they'll put it right. |
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dcukldon
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A driver/rider of a vehicel is repsonsible in ensruing his/her vehicle is road worthy this includs Insurance,mot,road tax ect.
You are the person responsible in obtaining an Insurance policy.
Insurance companies clearly state that you check all information is correct and inform them if it isnt. Also that and your provide all information or this will void your policy.
Without giving us the full facts there isnt much advise that can be given. |
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Phoenix, Wise Guru
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Have the company fix their mistake. |
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"hearts"H-town Cutie~
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duhhhhhh... if it was the company mistake get with the company.... |
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Eddie
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You better hope you can show it's the insurance compainies fault or you just learned an expensive lesson. |
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skillman
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ok what mistake was made |
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Maid Angela
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I cant tell anthing you such little information. What mistake and did you have a cover note or insurance certificate |
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xj8jagman
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no insurance is an absolute offence IE there is no defence
you cannot claim ignorance of the fact when you buy insurance you are issued with a policy document which details the conditions of your insurance and a certificate of insurance which details your cover
if you do not check these to confirm you can drive what how and when you want or need then you cannot blame the lack of cover on the ins co it is the drivers responsibility to ensure they are covered
if you drive before receiving these documents then you risk your licence and future financial security
sorry but that's the way of the law on car ins in the UK |
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William D
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if it was the company's mistake you will have to prove that in court the likely outcome if you are believed is an admonishment |
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retiredslashescaped1
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If they accepted your money, and held out to you that you were properly insured under state laws, but by their mistake did not get it done in compliance with state laws, then you need to get an attorney and hit them for damages.
Use the same attorney to defend you against charge of being uninsured.
If the mistake was your own, then you are up **** creek with no paddle. |
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