Im sure what to do about this?
Find answers to your legal question.
Im sure what to do about this?
|
So basically last night I parked in front of my friend Justins house and went inside to say hi to a few people there, when all of the sudden we heard THE WORST noise I have ever heard in my life. We all ran outside to see my poor poor car in the street and pieces of it all over the place. We found the girl that hit me a few houses down in complete shock. She is 100% okay minus bruises, not even a cut. To tell you the truth, I cant believe shes not dead. It turns out that she was driving, and decided to text message her friend(which is by the way illegal here in California) and she ended up swerving and slamming my car in the front, throwing it 45 feet. Then she flipped a couple of times, took out two fences, five mailboxes, a tree, AND a fire hydrant before landing upright in someones front yard. Needless to say, both cars are totaled. The entire passenger side of my car is gone minus the frame work. The axle was on the other side of the street, and the engine is literally in half, not mention the interior of my poor baby.
Im just glad the moron is okay, and I hope she learned her lesson. She was going 70 is a 45 zone. She 20 and Im 17, and yet I still act more responsibly than she did.
So on to my question: My granmother,(who bought the car for my 16th birthday) is still making payments. So by time we get the insurance check for what the car is worth and pay it off, there wont be enough left for a new car. There absolutely NO WAY for me to get another one. We just cant afford it. So basically Im screwed out of a car thanks to her being stupid.
I guess what my question is, is if I were to get a lawyer, could I sue her for the cost of my car? She was breaking two laws and driving extremely recklessly. And now Im out of a car due to it. Is there anything I can do? Im glad shes okay but Im extremely angry that she has screwed me like this, ESPECIALLY because I did absolutely nothing wrong. Thank you, I know it was a long question.
Additional Details
Yeah thats what Im thinking. I understand the way the insurance works, Im wanting to sue her for her sheer stupidity. She has screwed me big time here and I want her to pay. I have no way to get another car.
|
 
|
dharris3143
|
i see what you are saying. its not a question about insurance companies its about suing her due to her stupidity. i would at least make sure you have a case. If you have physical damages to your person or if your car was the only way to work which put food on the table and paid bills you would have a case. I would see a lawyer. Worst case it would cost you 200.00 to review the facts. |
|
Lt1
 |
Her insurance company should be paying the bill, not yours. If her company doesn't pay the car off, you should have an "underinsured motorist" portion in your policy to make up the difference.
Either way, it's her insurance company's responsibility to pay for your damages. |
|
hmitchel
 |
You are entitled to the value of the car that she destroyed. Unfortunately it sounds like it will go to pay off the loan on the car and there will not be enough left over to replace it. Unfortunately there is nothing more that you are entitled to out of the deal unless the car was worth more than what your grandmother owed on it, in which case you are entitled to the difference. |
|
LovesTheConstitution
|
Your insurance should not be paying for any damages. The insurance company for the driver should pay for the replacement value of your vehicle (not just what is owed on the car loan).
Consult your attorney to see what options you have if her insurance is reluctant to pay. |
|
parsnipianna
 |
Sorry, no.
The way it works is her insurance company gives you what the car was worth when it was totaled.
That's exactly what we pay insurance companies to for us; protect us from the costs of causing an accident.
You can't sue her for more than the car is worth. |
|
Callypso
|
Her insurance should be paying you too, not just yours. If she doesn't cover the costs of the damage/car you can definitely take her to court, and she WILL be ordered to pay. |
|
Michael C
|
You can get her to pay for the value of your old car. Part of that money will have to go to paying off the loan you (or your grandmother as the case may be) had on the car. The rest you can use as a down payment on another car. Then you or your grandmother can make the payments they would have made on the old car for the new car. |
|
|
|
|
|
 ACAS Guidelines from 6th April 2009? |
| What do the changes in ACAS guidelines mean for employees?... |
|
 Morally, what is to you the difference between a fetus and a baby? |
Note that the type of fetus in question does not yet have a functional nervous system.
Additional Details
Assume nothing about the asker; please just answer the question. I value your ... |
|
 What would happen if someone phoned the cops to say we smoked pot? |
| Our ex-roommate did this to us; called the cops (our landlord happens to be an undercover cop drug specialist, who told his brother, who told us, and this is how we knew). What is likely to happen ... |
|
 State Pension in UK-Just been told I am not entitled even though I had a future state pension forecast in 2008? |
This is for the United Kingdom - though I now live in Wales.
I applied for, and received, a future State Pension forecast from Newcastle last March 2008. I have made some married woman's ... |
|
 Court Cases involving carrying concealed firearms? |
| Anyone know of any semi-recent court cases involving the right to carry a concealed firearm? Something like Joe v. State of California is optimal.... |
|
 I received a letter from Dept. of Education. Are they threatening me? |
I went to a beauty school when I was 19, and didn't stay the course.
I tried to dispute it, writing them saying I was young, I didn't even graduate HS (got my GED :p) and wasn't ... |
|
 Do you think politicians should submit to a polygraph test periodical? |
like some employs have to do in the privet sector in order to maintain their jobs or positions?
Additional Details
i knew some smarty pants would spot the misspelling and commit on that ... |
|
 What if someone abuses a civil protection order to get the other jailed? |
| What happens if a woman places a CPO order against a guy then chases him down to insure that he has violated the order and places him in jail? He is unable to get a restraining order against her ... |
|
 Can some1 tell me what if a Personal Protection Order is not serve on the other person what happens after that? |
Does it just expires?
Additional Details
Good answer Ditka because I know that a PPO is only good for one year and you only have one year to serve it upon a person.... |
|
 What to do when a "handyman" threatens with a mechanic's lien? |
Reasking this question because I just found out that the guy I hired is a handyman, not a licenced contractor.
I hired a handyman to fix up my house. We agreed on a list of items to fix ... |
|
 If i got my first ticket today and have to apper in court could i lose my license or go to traffic school? |
I was in a small bumper collision where the other car knocked my bumper off..but i was charged with a ticket & have to appear in court..Will i lose my license or have 2 go 2 traffic school?
... |
|
 Made a gym contract over the phone but they changed it before I got my membership card? |
| So I went to LA fitness and haggled a deal where I would pay 3 years upfront at $20 a month and then after that I would pay $195 per year for my lifetime. After I signed, my friend told me about 24 ... |
|
 Can a worker at a store in the mall legally take your purse and go through it if she THINKS? |
You stole something.
if she didn't see with her own eyes, but thought you were could she take it and go though it.
And can she detain you until a cop comes?... |
|
 What would you consider would be an incident of "ethical misconduct" if you were an Executive Assistant? |
I am also looking for news and/or articles that list or tell of events dealing with ethical misconduct and Executive Assistants/ Administrative Assistants?
(I have reviewed The I... |
|
 If I call 911 after an emergency? |
| How do I know I am calling my local 911 office? Afterall, I live in CA but people nationwide call 911 for help, does it go my area code? What if I am in New Jersey on a business trip and call 911 on ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
