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Is it against the law to NOT pay for your child's funeral with the life insurance check??
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Is it against the law to NOT pay for your child's funeral with the life insurance check??

I know its sorry but I was wondering if there is actually a law against it. My 9 month old grandbaby died and instead of the "dad"(I use this term loosely) paying for the funeral, headstone etc, he bought him a car and a computer with it. What should I do from here. The mom is here with me and they are separated.
Additional Details
I forgot to mention that he is active duty army band and is stateside. This just makes me sick that he did this as we dont have the money to pay for the funeral HE signed for saying he would pay.


    




eric h
If the check was made out to him, it's his money to spend as he wishes.


Amanda
Rating
I'm pretty sure you can do with it as you please, most people just prefer to spend it on the funeral because it makes sense.


Nicole
It is not against the law but is most certainly morally reprehensible.


gobonzzo
Rating
The proceeds of an insurance policy can be used for anything the named insured wants.


Anne
Bless you and your daughter, I am so sorry for your loss.
The funeral home will now sue him for the money. He may have spent it, but it is still a rightful bill if he signed the papers.
Also contact his CO or have the funeral home do so. What he did is strictly against military protocol and he will be forced to meet his obligations.


sheridansheridansheridan
the person getting the check can do what they want with it.................some some folks have no ethics.............but then, you already knew that!


sherry
illegal, no,,lowlife yes
As long as he was named the beneficiary, i dont think there is anything illegal about it. I would think the mother could sue him to legally make him pay for half of the funeral expenses..what a shame that she would have to. I am so sorry for your loss.


Sensual Seduction
Rating
its not against the law. If she helped him pay the premium then she should try to get her half. It will cost for a private attorney


starshyne59
Talk to an attorney. It could be insurance fraud, or it could be his right to do with as he pleases.

Pretty heartless, if you ask me. Your daughter is lucky to be rid of him.


Mark
The parents have a legal obligation to pay for the funeral of their child. The insurance policy was written so that the proceeds were paid to a parent, and not to a funeral director. The father can really do anything he wants with the policy proceeds.

Usually somebody in the family must sign a contract with a funeral director agreeing to pay for the funeral. If he signed such a document, he is on the hook. That is to say, he agreed to pay the cost, and he is obligated by his contract. The funeral director can sue him.

If I were the mother of the deceased child, I would write to the commanding officer of the soldier [father of the deceased child] and explain the situation to him. When a commanding officer calls a soldier in for a discussion, things often happen quickly.


kgirl
Rating
my stomach is turning right now..

I am almost believing this question is a troll one...but I can't see anyone being so sad and sick to make this up.

First..my heart goes out to mom and you...I am so sorry for your loss.

I honestly do not know if it is against the law..unethical..yes..cold..selfish..appa... could call the insurance company to see if there were guidelines for the insurance money. Was the dad the only person on the beneficiary of the insurance?...You need to find out what all was involed in the claim..and how the dad ended up using all the money. ..if he was the only person on the claim..there is not much you can do..

but call the insurance company about the claim to see what it all entailed.


NSangel
Rating
It probably is not against the law.

My father-in-law spent his insurance on a brand new electric guitar instead of paying back the wife's parent's who loaned him the money for her burial.

I am so sorry about your grandbaby. And i'm so sorry how this is all playing out. He should pay for the funeral, but when and how would be up to him.


chuck s
Rating
in most states , if th benifishery was listed , whomever that is gets the money to do with as they wish , but, thats sad, that he doesnt spend it for the child,hopfull he will enjoy the car and pc?and think of his dead child, each and every time he is in it or on it


FFS what's with the names?
Rating
EDIT: Jeanie ~ Brilliant idea. Also On, yes!!! Hopefully his Commanding Officer will have some ethics.

~*~*~*~

Tell the funeral home to send the bill to him.

Best wishes and good luck with this, what a sad situation.

:-(


Jeanie
Rating
Call the Army base. Ask for help. His commanding officer can make things happen.

Good Luck


Just Me
no not illegal. pay for it then try suing him in small claims


wonderer
no it isn't illegal and the term you used was seperated not divorced if they were married then she can sue him for her part and pay for the funeral if not then some will still have to pay it


atablackbelt
Rating
Well it seems that it wouldn't be against the law, but it seems that the mother would have been entitled to half of that check


Annie M
It is very unusual for a parent to have a life insurance policy on a baby. (It may have been a legitimate policy if his job has dependent's life insurance, but that is extremely rare.) I hate to say this, but please make sure there has been no foul play in the baby's death.


freshmeatz
get a lawyer and report him to the insurance company...





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