Having school loans in deferment, can affect a background check for a job?
Find answers to your legal question.
Having school loans in deferment, can affect a background check for a job?
 
|
Management Mom
 |
Dear Cam 'sma':
If you're in deferment, it's because you asked the lender for one, and they granted it. End of discussion.
While employers run background checks, it is ILLEGAL for them to run a credit check on you. Not even if you're a cashier in a bank. That's not part of a background check anyway. It's a separate type of search. They can check to see if you have any convictions involving theft of money or mishandling, but NOT if you have debts. It's none of their business. Background checks include criminal investigations only.
It's also illegal for them to ask you questions during an interview about your credit, whether you rent or own your home, etc. An employer that would ask these questions is not reputable, and you should get up and terminate the interview immediately. You DON'T want to work for somebody like this. They will turn your employment into a form of indentured slavery and take advantage of the fact that you need the money. Steer clear of these types of employers.
Good luck. |
|
Lil' E.
 |
No, i had loans in deferment and worked for fortune 500 companies. the company focus was can u do the job, did u lie on your app.
so old boi got it wrong, applied for a job i would deal with selling mutual funds, life ins, other things dealing with folks money and I passed.
now, the question would be, what are u doing? but deferment, just dont spill hot sauce on your app and u should b ok |
|
paixnamour
|
Deferment or Forebearance? All students who receive student loans through the government are granted a deferment for 6 months immediately following graduation, so I highly doubt this would affect job prospects. Even if it was in forebearance status because of a specific request made by you, I doubt this would negatively affect an employer's decision on whether or not they give you a job. These days everyone has school loans - and they take a long time to pay them off! As long as they aren't in default (as you have stopped making payments without making prior arrangements with your lender) you shouldn't have anything to worry about. |
|
MR. X
|
yes ,if they run a credit check you |
|
|
|
|
|
 New York City Overtime? |
| I work at Beach Bums in Queens, New York. I worked one day for 12.5 hours (1:15 AM-1:45 PM) and then actually just yesterday I worked a 16.25 hour shift (4:00 PM-8:15 AM). Aren't you supposed to ... |
|
 My mail inbox is not accessible? |
| When log on to my mail the page that displays mails and the inbox, draft, junk,sent etc failed to ... |
|
 Resignation without notice period legal; case? |
| I was working with a company for 14 months .As i was looking for better job prospects they came to know about this. They stopped my salary and when I objetced to this they harrassed me. I went to the ... |
|
 Another law course question. ? |
I made a post earlier on here:
http://uk.answers.yahoo.
The career adviser was looking at ... |
|
 Does this sound like a good major for a career as a lawyer? |
| I have not decided on the type of law I want to study but don't want to do pre-law in college so the major I'm thinking is political science, does that sound like a good major for an ... |
|
 Criminal justice career salary?? |
| whats the highest paid position?... |
|
 Does anyone have Paralegal certificate if yes, how has it benefited you? |
| I am really considering a Paralegal program.I don't know if I should go for the certificate program or the Associates degree.I have been in the medical field for over 12 years and I am ready for ... |
|
 Employment issues? ? |
| I apologize for the length but I need to give a lot of detail to get the help I need. I have been a portrait studio manager for 10 years, recently I changed jobs, I was offered and accepted an ... |
|
 I'm from MS and I want to go to law school, and then work in a small firm in a small to medium sized town but? |
| ... but I always hear about how bad the job market is for lawyers. I am an undergraduate at Millsaps College right now and plan on most likely going to the University of Mississippi (Ole Miss) Law S... |
|
 My sister got fired for not having a babysitter....? |
| Sunday, my sister couldn't find a babysitter. I was out of town so I couldn't do it. She does not have any prior disciplinary actions for anything, and has been at the job since November 200... |
|
 How much does the NY bar exam cost? |
| ..and is it notoriously difficult? I have studied law in the U.K. and am now thinking of doing the NY bar exams so that I can work as a lawyer in the U.S.... |
|
 What does the California Labor Law say about working Labor Day? |
| Are we suppose to get paid double time, is it mandatory or optional for our employers to pay us more for this date. Would really love a proffessional opinion on this .. thank you....... |
|
| Do i have to work my notice? will i get paid? |
| i wanted to leave my job but didn't know how. i got signed off by the dr for 2 weeks,i've been off one, one more to go. i handed in my letter of resignation today saying i resigned as of ... |
|
 How do I get unemployment benefits if my employer didn't put money into it in the state of IL? |
| I worked for my employer for nearly two years. I was let go and went the very next day to apply for benefits until I found a new job position. I went to the unemployment office and it turns out that ... |
|
 Law degree in law enforcement ? |
| I am a public safety officer(i work for my school's campus) I am applying to became a correction officer and use that job as a stepping stone to cross-over to law enforcement. I like law ... |
|
 Pros and Cons of each type of lawyer? Their job descriptions also.? |
| Hello. I am interested in becoming a lawyer. I want to know the description of criminal law, civil, and family law. Pros and cons of each would be appreciated. I am especially interested in looking ... |
|
|
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
