In Virginia is it legal for a debt collector to call You at work and harrass You?
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In Virginia is it legal for a debt collector to call You at work and harrass You?
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Alissa
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I don't see why not. You can pay off the debt so you won't be harassed anymore |
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mailaccount63
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According to the Fair Debt Collection Practices Act, which is a federal law, you can tell the creditors to "Cease and Desist" and they are not allowed to call you at work anymore. But you do still owe the debt, you do still have to pay it, and you do have to give them a good alternative address to contact you. You can tell the creditor to "Cease and Desist" over the phone, but it is better to do it in writing. Keep copies of everything.
Remember: You do still have to pay the bill. |
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Christina C
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Harassment is never legal. What you need to find out is whether their actions are amounting to harassment. The other poster probably has it right. Findlaw.com or lectlaw.com has a lot of free law.
In a quick search, I learned that the federal statute mentioned does apply in VA for pay day advance loans. Therefore, it probably applies to others. Check it out.
You also just shouldn't take their calls. A saw a documentary on Credit, and it said bill collectors said the minute the get you talking the better their chances are. Calling more than a few times a day almost surely would be harassment. So, if you just don't pick up their calls, you will be in good shape probably. |
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rennickelizabe
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no strictly out of the question and if they do report him/her immediately as far as i know they are allowed in your home not your workplace |
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countryfarmer21
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Pay your bills and they wouldn't be calling. Problem solved. |
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