Is it legal for a company to not hire you because of things on your credit report?

slappy6363

They can decided not to hire your becuase of your credit report. The more important question is if you authorized them to obtain a copy of your credit report. It is illegal to do so without permission.

Landlord

Your suit would be tossed out of court. It is perfectly legal, and very very common, to check credit history for employees.

While you are right, it does not define what kind of worker you are it DOES define what kind of person you are, how ethical you are.

John Mac from Sac

Well I think it depends on what type of job you are talking about, as far as careers are concerned. If it is a job handling and accounting for someone elses money or property, you can bet your sweet petooty they can deny you employment. If you make bad decisions with your own money, chances are you will make bad decisions with someone elses money...in their eyes of course. As far as the maternity leave, paper jumbling effort by the companies pathetic lady that handled your background investigation insufficiently, I would cease negotiations with such crapass people and talk to a lawyer. Sounds to me like they screwed up, they know it, but they just don't give a damn...so make it to where they won't do it to anyone else ever again!!!! Good luck.

raygunaut

Unfortunately yes
but it sounds like the kind company for which you may not want to work.

Scott

Depending employer's can discriminate and not hire for many reasons. If the position has something to do with money for sure. This is a new thing running credit reports it will further tell the employer what type a person they are looking at if there stable or if they have done things on a whim in the past. However you have done lots to repair your credit why don't you try again and explain what happened when you were young and what you've done to make up for your younger days now its worth a shot... Sue and the next place ask's if your a party to a law suit and then you'll be explaining just that much more.

KimmieLinh

They can if you signed something that authorized them to check your credit. Lesson learned, always read what you are signing.

bostonianinmo

Yes, in most states an employer can pull a credit report and use it in the hiring decision process. At some point on your application was a clause allowing them to do that.

Your only likely chance of success in any cause of action is if the application did not say that. Sometimes it's presented in legal jargon that isn't easily understood by the lay person, but it's almost certainly there.

saulg21

Unfortunatly,we live in the Information Age where if a computer somewhere says that one plus one is five,guess what everybody else is going to beleive.

oldcorps1947

Often the credit reports release that you signed is more than a simple report on your credit standing, it includes your prior addresses and often employers, and any litigation.
If you are seeking a position that allows you access to assets or records of assets, these company will not hire you based on credit issues that have not been resolved.
You may want to consider clearing up as many of these credit issues as you possibly can. Be ware that negative information on the credit report can be reported up to 7 years.
If you have credit card issues, you maybe able to clear them up if it has been more than 3 years, by simply disupting the debt. Rarely do credit card companies keep records on closed accounts more than 3 years.

T M

Yes and no..yes they can decline hiring you if your credit report indicates negative information in there opinion. Some financial institutions do require a credit report as part of the pre-screening process. Due to the industry of finance, it may be required for them to look into your credit report. Please make sure you give them permission to obtain a copy of your report first...it is illegal if they do this without your consent. Also, always check your credit report, there may be items on there that you arent aware of and can perhaps get taking off your report. Good Luck!

Kate

I have been reviewing this article, here's my opinion on this article. First, there are more white collar and blue collar criminals sitting in jail today because they had nothing to loose no one suspected these individuals of stealing. Yet, 90% of these white collar and blue collar employees have embessled, have run cons, ponsey schemes and comitted various other dishonest, criminal acts even though their credit is great. Yet, hard working individuals whom are forced to work within the secondary economy due to geographic location as well as economic influences often left to work minimum wage jobs while barely keeping a roof over their heads and practically no food on their tables, leaving no disposable income left to see a doctor on, when these individuals fall ill. Let alone attempt to pay the basic bills such as water, electricity, sewage and garbage disposal. A perfect example of this concept involves a blue collar female treasurer who had a fifty thousand dollar a year job. Working for a local government office in the town I lived in,this same woman ended up in the news for embessling 100,000 dollars from the local government office she worked for. She was tried and convicted in the local court systems and sentenced to 25 years in prison for this crime-but she had perfect credit when she applied for the job with this local government office. It was later found out that this same woman developed a gambling problem while working for this local state office which is what accounted for her embessling $25,000.00-I guess she had nothing to lose here. The reality is that just because an individual wasn't born with a silver spoon in their mouth and is economical disadvantaged whom possesses poor credit due to little to no disposable income doesn't mean that they are a thief, nor are they a con artist, nor are they a low life; nor do they possess a higher instance of stealing from an employer. Furthermore, being economically disadvantaged and not being born with a silver spoon in one's mouth isn't a crime, it should never be treated as one. This is just another case of the have's discriminating against the have not's.

Rudolph

As long as your criminal record is OK , CREDIT REPORT should not be an impediment to get ANY kind of jobs . It doesn't work that way but it should, from my point of view , NOT GETTING A JOB BECAUSE OF THE CREDIT REPORT , IS SYMPLY DISCRIMINATORY. Government should do something about this , instead of helping financial institution with trillion of dollars out of our pockets , they should help people to get jobs and penalizing companies that are based on credit report to hire people.

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