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Legal help or legal advice?

My husband is in a consolidation program and had his bank account frozen by one of the creditors that are supposedly on the consolidation agreement. The bank account had a writ of execution against it and now the lawyers are asking for the funds to be turned over. The debt is from an unpaid credit card which is mostly interest fees. He never received a notice in the mail before they requested the writ of execution and when it was granted he did not get a notice until after the money was placed on hold. We have had a series of unfortunate events and are willing to pay the company back but just want them to go through the consolidation program. Does anyone know if there is a legal way in the state of NJ to get this execution dropped? Also when you are in a consolidation program and they give you a list of creditors who agreed to the program are the creditors still allowed to take you to court?


    




Sherry C
No you can't get it dropped unless the money is paid, however certain funds that are direct deposited are exempt such as SSI Disability, Social Sercuity, worker's comp or your IRA but you have to prove to the court that these funds are protected. If the creditors are on this writ of execution then no, they can't take you back to court.





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