Legal woes involving motgage, co ownership, probate and family law. Any true advice as to how to deal? ?
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Legal woes involving motgage, co ownership, probate and family law. Any true advice as to how to deal? ?
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I inharited a 450,000 dollar home with my sister. She had bad credit so we quick claimed her portion to me so I could borrow some equity and pay the steep taxes and do some renovations and blah blah blah
I regretfully doctored the paperwork to embelish my work history and bank statements so I would get appoved for the loan. This was so bad,i know but I was scared about the state taking the house due to all the back taxes and fees so I acted out of fear and ignorance.
Fast forward 1 1/2 years...
My sister has gone NUTS!!!! she wont work, she wont take care of the house, she is terribly depressed and drinks a lot, she does not help me repay pay the mortgage, she kicked me out then my other sister a week later. I am left living with a friend with my baby while I pay the total mortgage on my own. In addition to all that, my sister is demanding I give her MORE money since she spent up the 60,000 I gave her already.
she calls me at all hours, demanding money, threatening my life, threatening to burn down the house and all in it!
Worst of all she said she will expose my fraud to the bank and have them foreclose on me. can this be done? I pay the mortgage, will they take my home and all the equity left in it?
Can I evict her? can I "divorce" her in court? Will I ever have peace again? Do I need a lawyer? I know she has contacted one (the fool called me thinking I was my sister IDIOT!)
Remember I do own the house...well with the bank too. What should I do?
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SmartA$$
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Can I evict her? yes, you own the property, you can evict her. Just make sure to check your local laws and do it by the books, she has established residency there so you can't just change the locks and leave her stuff on the curb.
can I "divorce" her in court? not really, you can use the court system to sort this mess out, but you can't make her not your sister anymore, all you can do is straighten the housing/money mess out and make sure you have the right paperwork to defend yourself if this situation arises again.
Will I ever have peace again? Maybe, with time, but it will be tough to ever rebuild your relationship with your sister.
Do I need a lawyer? yes. if you go at this without a lawyer, and she has one, you will loose. if you can convince your sister to get rid of her lawyer, sit down and discuss the situation like reasonable adults, and agree on terms, then you might be able to do this without a lawyer. But that is contingent on her firring her lawyer and acting like an adult, which sounds like a long shot. If you do agree on something, put it in writing and have a lawyer review it to make sure its clear and covers all possibilities, then both of you should sign it and have it notarized.
You're lawyer can give you better advice about the false information you put on the loan documents. Chances are that if you keep making your payments on time the bank won't care. It might be a good idea to look into refinancing the loan though, so you can close the loan that was taken out on false info, but get more advice from your lawyer. |
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Judy
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Call a lawyer, tomorrow. There is too much here that's a mess for you to try to handle it on your own. |
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leysarob
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You need to evict her. Tell her to try to prove her case against you, that the bank will simply think she's a crazed drug addict. Find out what is required legally in your area to give her notice of eviction. Then get the sheriff to help you evict her. Don't ever let her back in the house. |
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dm
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My sibling and I have joint-ownership of a house. My sibling refuse to pay delinquent taxes due and up keep of house. Can I evict her? |
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