Is it wrong for me to plan my divorce like this?

Betty M

Smart girl. But just remember this....you will legally be responsible for paying half of all the marital debts. So be very careful about using that credit card. You will have to pay half of the debt on it.

Now for the bank account. Half of all the marital assets belong to you and the other half to him. As much as you would like to, you can't take all the money and leave him zero.

If you want to save some of his cash for yourself, then draw money out of the ATM machine here and there. Each time you buy something at a store ask them if you can pay for the item and get some cash back.

I'm not sure I would get a secret bank account. He might find out about it and claim half of the money in your divorce. Maybe you can get a safety deposit box at a different bank then where your husband does his banking at. I know! you aren't suppose to put cash in a safety deposit box, but it's only to keep the money safe and out of your husband's reach until you file for a divorce.

Can you get in trouble for hiding money from your husband for yourself? Only if you get caught! Lol The only thing that would happen if he found out, is get half of it in the divorce. So don't get caught : ) Look this sort of thing happens all the time. Hiding money and assets before getting a divorce. Just be sure you don't tell ANYONE you are doing this, not even your best friend.

One more bit of advice: Since all debts and assets belong to both you and your husband, which means half of the money in your joint bank account belongs to him and the other half belongs to you. So on the day you file for a divorce, draw half of the money out of the account for yourself and leave the other half for him. Make sure you keep your bank statement for that month and if he tries to say in court that you took all the money out of the bank, you can show the judge the bank statement showing you only took your rightful half.

There's one more thing you can do that you might not of thought about. Let's say all your bills usually come due the first two weeks of every month. Let's also say you plan to file for a divorce in July. Wait until about the 15th (after you pay your bills) to file for a divorce. That month as you pay each bill, pay double the amount. Example: Your telephone bill is $60. Pay the telephone company $120 and they will credit you the extra $60 you paid on your bill for next month and next month you won't owe them anything.

If you can manage to do this with all of your bills during the month you file for divorce, then you won't have to pay any bills the first month after you and your husband get a divorce. It's like getting your husband to pay all your bills that first month without him even knowing it. More money in your pocket.

Good luck and remember to keep this a secret and not let anyone know what you are doing, so there is no chance of your husband finding out. Don't trust anyone.

6ofUsÂ³ ~Only Sky~

In this case, it is extremely wise of you to be planning for your divorce.

observer

Drud addict? Plan away dear. Just get out fast.

Jaime

Okay its not an ideal situation but in your case well I guess I can understand why you would do that. Isn't there a friend, a family member like your mom, an aunt or uncle who can put you up until you get back on your feet? Seriously, you can get a job and still file for child support. Having a job won't hinder you from filing financial support at court.

No, you can't get in trouble for having a separate bank account. Lots of married people have separate bank accounts. As for using his credit cards, yes you can get in trouble if you're not on the account as an authorized user. Don't mess with his credit if you're not on it.

Woogs

You need to plan for your future and that of your child. I think getting ready is smart. Don't spend the money on stupid, wasteful 'stuff, or for vengeance. Be smart and get yourself in a decent financial postition. That is not wrong. You have a child to think of. He broke the marriage vows with the drugs.

KRIS

nope, your on your way, good luck!

rosalyn_1973

GURL HE OWES U DO U !!!!!!! ok but make sure it's all legal and can't come back to u in a negative way. good luck

mjslove07

you are with a very diffuclt person, who could hurt you, or your baby.
noone wants that.
your in a very difficult situation, and I advise that you do plan out your divorce step by step like your doing so.
You should get a lawyer next, and get that going as well.
Do not, however, try to screw him over like he did you.
It won't help the situtation, and it will make matters worse.

best of luck.

sleepy

i wish there were more women out there with your mindset.no,you are not wrong!you are looking out for yourself and your child.i think its a great idea,and you just keep on keepin on.who cares what other people think.your job as a mom is to provide and protect your child,THAT IS EXACTLY WHAT YOU ARE DOING.

Sorca S

Do it!

Little L

GET IT girl!

Michael

Cover yourself honey he aint thinking about you, just drugs!

Katie P

no you can't get into trouble, you are very smart, most women wouldn't think of doing what you did, he is a drug addict so you have every right to keep money from him. I hope things work out for you, I'll be praying for you.....

Shannon

Worst thing that happens is you have to pay him money back.
If he's utterly failing to fill his responsibilities as a husband & father, do what you need to do.

Getting real legal advice now is a good idea.

Clementine

stashing your husband's money away while you are not working - regardless he is a drug addict or not - may not be the way to go. What about getting a job and start saving your earnings?

Andy P

if you get a JOB and save your wages that's fair...

stealing from him isn't... and that's what charging gift cards, stashing HIS money (he's the one with a JOB), etc is.

you've admitted you're not working....

how can it be YOUR house since you're not making the payments (you're not working remember)

you note it's your baby... I take it he's not the father then...

so not only has he been supporting you, and somebody else's kid, you're openly saying you're going to STEAL from him too...

and you say he's a "drug addict" (very non-specific too... caffeine freek?)

Stormin' Norman

Yes, you can get in trouble for that! You should look into any legal aid programs that might be available in your state and consult an attorney before doing anything!

redhead27

You ARE deceipful... look, your making evil plots to screw him over.

Stop it! You are just as bad, if not worse right now... you are doing these things intentionally to hurt him.

He had an addiction, he has a disease and seriously problem... that he has opportunities to get help for.

What you are doing is just plain evil.

Yes.. you can get in trouble for that. since it was on his credit card, and he paid for it... then he keeps it... its not yours if he paid for it.

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