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Jason G
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Sure if that is what works. I think everyone should have their own money in a relationship. Do joint and separate accounts. |
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pitterpat
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We have his, hers, and ours accounts. "ours" is for rent, utilities, groceries, common savings goals, etc. We have our own money to spend on whatever we want. So far, this is working for us.
In my opinion, if you want everything totally separate, then don't get married. Marriage will link your finances whether you want to or not. |
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LB
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Every couple has their own system. You've got to figure out what works for you. I do think that anyone contributing financially to a household should have at least some income that they get to spend any way they see fit without having to ask permission or get any flack from the other. |
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Mary Laurita
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I think at first yes... We are not married yet but living together as of 2 years. I have my credit and debts, plus I help my family. He has his credit, his debts and he helps his family. Since we both have our own budget, we need to control it. We have a spreasheet where we make sure that we pay bills down the middle. Once we improve our credit score and feel comfortable enought with having our joint accounts we will do this. We need one generally for the house so that we will feed into it weekly and all bills get paid from that one, which we think will be fair enough without harming each other's budget. |
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goldwing
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You will have a lot less fighting about finances if you both have separate accounts and there is a third account for the house...both parties contribute to the house account, both parties have savings account, etc. Joint accounts are the cause for more damned fights...just not worth the effort. Do not think that having separate accounts will save you any money if you divorce...doesn't work that way. |
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kurts99ford
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NO, that is why marriages end! You need to have one account and one budget that you both agree on! If you are not on the same page as far as finances go it will end for sure! |
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The pink panther
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I think one of the reasons couples get married, is so they can plan together, trust each other, and work together to make the marriage good. In my instance, my husband and I have one checking and savings account. WE discuss what we want to happen with our finances, set goals together, and make it work. We agree not to use the credit cards until they are paid off, and if one of us needs to purchase a big item, we talk about if first, not to get persmission, but to let the other person know what is going on. I think if a couple keeps their finances and debts separate, they miss an opportunity to work together on common ground and decide their financial future together. |
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rainydaze
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I think you should bring everything to the table, set up a budget and manage it TOGETHER, if you cant manage money together then what about all the other things married people have to face. To me seperate accounts is like a roomate situation, remember your vows? Marriage is a union. Seperate accounts also sounds like a trust issue to me. If its working for you now, great, but I wonder about the lack of trust down the road. Managing your money together
is a test somewhat to pave the way as to how you handle other obstacles TOGETHER. |
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foxxinaboxx
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I think it's a great idea. My ex hubby and I had money problems from day one. We married young, and always were struggling. He was an extravagant person who liked to blow money on motorcycles and guns where my biggest expence was my weekly trip to Wal-Mart. We devided up the bills based on income, then we had our own accounts. Of corse when things like vacation, or diners came up, we would have to discuss who was footing the bill. Sometimes it came down to dutch treat. If you are really good at budgeting you can always set aside 'shared money' for your outtings.
We rarely fought over money once we split up our earnings. Though we did end up apart, for other reasons, money was not one of them. |
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dave-kelly@rogers.com
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I have been married for 7 years . My husband and i only have 1 bank account . We have had no problems. |
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Carl
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No you have to enter in a marriage with all your cards open way before you get married. Also before the marriage you both need to discus in detail how much money will be available at the end of a month for spending. You have to have a budget that you both take seriously and nether of you will over spends. Money is a big reason for arguments in all marriages. Further more this is not only with married people but also people living together. I personally don’t think people should marry but live together finances are sill something both needs to agree on before.
Carl |
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my 2 cents
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I think that a joint account for household bills is great. I also think that each spouse could have an account that they keep for themselves is also great. I like the idea of saving money and putting together a surprise for my hunny. If I pulled the money from the family account then he would know the surprise. |
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Digital O
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I do with my wife and we have no problems. Everyone that I have ever talked to that shared accounts are divorced. There is so much more to fight about in life than money. |
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Klingon
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GOOD IDEA , less hastle when you separate. |
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lotteda717
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We do and it has worked for 27 yrs.We both work and are independent.Ihave my own accounts,credit cards,checking account,and savings account.Then we have a joint account that bills are paid from.My husband is real good about writing checks down.We never fight about money.It works very well for us. |
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nursecracker
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yes. |
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Poppet
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No, I think joining your finances is important in a marriage. It is about trust and communication. If you don't trust your spouse then why did you get married? |
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llexiann30
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You could have a house hold acct and each person deposits money into that and then have seperate accounts but its up to the couple |
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Aron1968_30
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To some, its not a real marriage unless all assets are pooled. Otherwise you are basically a friend with benefits. Marriage should be about working together... having a sum be greater than its parts... that sort of thing.
But a wise man... and woman... will keep a seperate savings for "Just in case" kind of situation. Especially if the spouse is bad with money. |
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Rebecca C
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We pooled all of our money when we married a couple of years ago. We both have the same ideas and principals when it comes to bill paying and such. Neither make large purchases without the others knowledge. Also we found it was easier to have just one of us actually paying the incoming bills. Less confusion that way. Although we have separate savings accounts we also have both names on each. It gives each of us a pool of money we can use to our discretion but is assessable to the other in case of emergency. Remember its all about trust. |
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seymoretowns
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a marriage is a union of two ppl who become ONE. So with that being said NO. I think with each other agreeing that you could have a checking acct and he have another and each should have access. I just don't understand all the "separation" and marriage. I do know that it is common , but I'm from the old school |
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dudleydo
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Not knowing what one partner is spending or paying would be a disaster. Marriage is sharing everything, including the bills. |
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xtal6872
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if that works for you, why not. whats right and wrong for some may not be for others. i have my own seperate account with my fiance and then we have a joint account so i can pay the bills and do the shopping. it just works for us. it helps too, because if one of you has bad credit, you can always fall back on the other persons good credit. weve made based on that fact. |
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iyamacog
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Depends on the couple involved. If it's an all around good relationship, joint/shared is ideal. If it's a poor relationship, it doesnt matter, it's gonna go down the tubes, so best to separate your finances. Cuz you're gonna need it when ya split. |
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Brandy
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No. That is only a band-aid to a problem. The better thing to do is to learn how to compromise and handle the finances, together. Don't you think this is a better idea? Otherwise, why bother to get married? |
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chickenfarmer
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I do think it's a good idea if, you still maintain a budget...however if you do owe money, your spouses wages can get garnished... |
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Mrs. A S Neal
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no,i think it should be equal |
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StacieG
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No I don't. If you trust someone enough to share your life with them, why not your finances, too.
Of the couples I know about who share finances & who keep them separate, it seems that those who separate them are the ones more likely to have problems. |
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Terry
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It depends what you start with. If one has a lot more than the other there are options, if you both have the same who cares? |
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Cheri >^.^<
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Nope, whats yours is his and what is his is yours. When you say "I do", you really do!! Best is to talk about it before marriage and understand that when you do marry, all of it becomes "ours". Separate finances in a household where one person makes more leads to fighting, if you have ever heard the phrase. "that's mine, I paid for it!" then you know how much it can annoy and frustrate you...I make more than my husband and because I don't want any friction in our relationship or make him feel like he doesn't contribute we share everything, if our marriage were to dissolve, without a pre-nup we would split everything regardless...His debts are your debts, your debts are his debts...just pay em' off together and don't worry about who makes more or who pays what just be, and you will be fine! |
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